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8540 Taylor Creek Rd, Afton, VA, 22920

5beds
5baths
4,746sqft
$1,900,000
$400price/sqft
$11,306/moest. monthly cost
$452,240/yrincome needed

About This Home

Mediterranean inspired and designed with amazing mountain views and privacy! The approach to the home is magnificent, but the views upon arrival will take your breath away. Be mesmerized by the sweeping pastoral and mountain views from inside with large windows to frame the view and from outdoors - arbor covered courtyard with water feature, patio, deck, or pool and small pool house with mini kitchen. Comprised of nearly 100 acres with an estimated 30+ acres of pasture and balance in woods and creeks for hiking or exploring AND includes 2 extra parcels if family wants to build nearby. The architectural design and Smith and Robertson custom construction brought the owner's vision to life with custom details in porches, arches, lighting, and handcrafted tiles. Features: vaulted ceilings, sky lights, hardwood floors, wood trim and doors, wood stove insert, fiber optic internet, spacious rooms and many extra living spaces such as home office, den, upstairs guest suite or apartment with mini kitchen, and a basement offering space for recreation, exercise, guests, or storage. Coveted Afton location only 1.5 miles to Rt 151 and the wine and brew trail, 10 min to Nellysford town hub, and 30 min to Charlottesville

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Nelson Middle SchoolGrades 6-814.7 mi
4/10
Nelson County High SchoolGrades 9-1214.7 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Poured
  • Roof: Other,Tile
  • Construction materials: Stick Built,Stucco

Other

  • Builder name: SMITH & ROBERTSON

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dishwasher,Gas Cooktop,Disposal,Refrigerator,Dryer,Water Softener,Washer
  • Laundry features: Sink

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Finished,Heated,Interior Entry,Partial

Bathroom

  • Level: Basement

Bathroom

  • Level: Second

Bedroom

  • Level: Basement

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Den

  • Level: First

Dining Room

  • Level: First

Exercise Room

  • Level: Basement

Features

  • Primary Downstairs,Second Kitchen,Skylights,Walk-In Closet(s),Breakfast Area,Entrance Foyer,Home Office,Kitchen Island,Programmable Thermostat,Recessed Lighting,Utility Room,Vaulted Ceiling(s)
  • Window features: Casement Window(s),Screens,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: One,Insert,Wood Burning,Wood BurningStove
  • Fireplace: Yes
  • Finished area below ground: 1,162
  • Finished area above ground: 3,524

Foyer

  • Level: First

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 5,718
  • Total interior livable area: 4,746 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Second

Laundry

  • Level: Basement

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Other

  • Level: First

Other

  • Level: Basement

Recreation

  • Level: Basement

Utility Room

  • Level: Basement

Property

Accessibility

  • Accessibility features: Levered Handles,Accessible Hallway(s)

Details

  • Parcel number: 13 9 B
  • Zoning description: A-1 Agricultural

Features

  • Levels: One and One Half
  • Stories: 1
  • Private pool: Yes
  • Pool features: Pool Cover,Pool,Private
  • Patio & porch: Rear Porch,Front Porch,Patio,Porch
  • Exterior features: Courtyard,Landscape Lights,Mature Trees/Landscape
  • Has view: Yes
  • View description: Mountain(s),Panoramic,Rural,Trees/Woods

Lot

  • Lot size: 97.38 Acres
  • Features: Easement,Garden,Landscaped,Level,Partially Cleared,Private,Wooded

Parking

  • Total spaces: 2
  • Parking features: Aggregate,Attached,Electricity,Garage,Garage Door Opener,Gravel,Oversized,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,607$115,284
Home Insurance *$539$6,468
Property Taxes $703$8,436
Electricity $457$5,485
Total$11,306$135,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$387,634/yr
40% on housing$339,180/yr
45% on housing$301,493/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$400This listing

vs Other Active Listings

Avg $/sqft

ZIP 22920$246
Nelson County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 22920$292
Nelson County$247

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-14Price change$2,500,000
2025-09-09Listed for sale$2,600,000
2005-04-29Sold$224,500

For Sale by Agent

AgentMARLO ALLEN, MOUNTAIN AREA NEST REALTY
BrokerageMOUNTAIN AREA NEST REALTY

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