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403 Riverside Dr, Schuyler, VA, 22969

2beds
1baths
1,281sqft
$315,000
$246price/sqft
$1,942/moest. monthly cost
$77,680/yrincome needed

About This Home

Welcome to your own private retreat on the Rockfish River! This beautifully updated 1930s bungalow is nestled on an acre-plus with 100+ feet of river frontage offering the perfect blend of historic charm, modern comfort, and peaceful country living. Thoughtfully renovated in 2021, the home features a fully remodeled kitchen with new cabinetry, countertops, and appliances; LVP flooring; renovated bathroom with clawfoot tub; and five-zone mini-split heating and cooling for year-round comfort. Other improvements include HardiePlank siding; added insulation; updated electrical; and new plumbing, windows, roof, and rear deck. The flexible floor plan offers two bedrooms plus two bonus rooms ideal for a home office, reading nook, or guest space. Outside, enjoy the expansive yard or launch your next water adventure right from your backyard. Located in historic Schuyler, VA, you're just minutes from celebrated wineries and breweries, hiking and biking, fishing and kayaking, skiing, golf, the Shenandoah National Park, and the Blue Ridge Parkway. Whether searching for a full-time residence, weekend getaway, or investment property, this move-in-ready riverfront home offers the opportunity to enjoy one of Virginia's most scenic settings.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
7/10
Nelson Middle SchoolGrades 6-811.0 mi
4/10
Nelson County High SchoolGrades 9-1211.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1930

Materials

  • Foundation: Block
  • Roof: Composition,Shingle
  • Construction materials: Stick Built

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Dryer,Washer

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Interior Entry,Unfinished,Walk-Out Access

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: First

Bonus Room

  • Level: Second

Features

  • Primary Downstairs,Remodeled,Eat-in Kitchen
  • Window features: Insulated Windows
  • Flooring: Luxury Vinyl Plank
  • Finished area below ground: 0
  • Finished area above ground: 1,281

Heating & Cooling

  • Heating features: Dual System
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,697
  • Total interior livable area: 1,281 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Property

Details

  • Parcel number: 62 3 20
  • Zoning description: R Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Concrete,Covered,Deck,Front Porch,Patio,Porch,Side Porch,Wood
  • On waterfront: Yes

Lot

  • Lot size: 1.15 Acres
  • Features: Garden,Waterfront

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Strong Wind
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$98$1,176
Property Taxes $50$600
Electricity $202$2,433
Total$1,942$23,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,582/yr
40% on housing$58,260/yr
45% on housing$51,786/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 22969$97
Nelson County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 22969$173
Nelson County$247

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$315,000
2024-06-18Listing removed$150,000
2023-05-02Sold$290,000
2023-03-19Pending sale$275,000
2023-03-17Listed for sale$275,000
2021-06-21Sold$158,921
2021-05-05Pending sale$150,000
2021-04-27Listed for sale$150,000
2008-06-27Sold$120,000

For Sale by Agent

AgentMELINA RYANN
BrokerageFRANK HARDY SOTHEBY'S INTERNATIONAL REALTY

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