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1835 N Harding St, Indianapolis, IN, 46202

2beds
1baths
1,728sqft
$149,900
$87price/sqft
$1,247/moest. monthly cost
$49,880/yrincome needed

About This Home

Welcome to 1835 N Harding Street, where historic character meets exciting opportunity in one of Indianapolis' rapidly growing areas. Located just minutes from the thriving AMP at 16 Tech District, downtown Indianapolis, major hospitals, dining, entertainment, and redevelopment, this move-in-ready home is perfect for first-time buyers, downsizers, or investors looking to add to their portfolio. Built in 1925, this charming single-story home offers 864 square feet of comfortable living space featuring 2 bedrooms and 1 full bathroom. The functional layout provides an inviting atmosphere while maintaining the timeless character of the home. Situated on a generous 5,619-square-foot lot, there's plenty of room to enjoy outdoor living, gardening, or explore future possibilities. Whether you're looking for a place to call home or seeking an investment in an area experiencing continued growth and revitalization, this property offers outstanding potential. Don't miss your opportunity to own a piece of Indianapolis in an up-and-coming neighborhood with convenient access to everything the city has to offer.

Getting Around

50
WalkingSomewhat Walkable
37
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Refrigerator,Water Heater,Microwave,Electric Water Heater,Range Hood

Basement

  • Has basement: Yes

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Features

  • Attic Access
  • Attic: Access Only
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Heat Pump
  • Cooling features: Window Unit(s),Ductless,Heat Pump

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Kitchen

  • Level: Main
  • Area: 80
  • Dimensions: 8x10

Living Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Master Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Property

Details

  • Parcel number: 490634109224000101
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced,Gate
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,662 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$71$852
Property Taxes $235$2,820
Electricity $184$2,212
Total$1,247$14,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,754/yr
40% on housing$37,410/yr
45% on housing$33,253/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 46202$170
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46202$182
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$149,900
2021-04-09Sold$75,900
2019-01-23Listing removed$575
2019-01-18Listed for rent$575
2016-04-27Sold$54,500
2015-05-09Listing removed$575
2015-05-06Listed for rent$575

For Sale by Agent

AgentAlexis Ruggiero
BrokerageF.C. Tucker Company

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