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1670 Mill Quarter Rd, Powhatan, VA, 23139

5beds
4baths
3,926sqft
$663,999
$169price/sqft
$4,282/moest. monthly cost
$171,280/yrincome needed

About This Home

Come see this spacious five bedroom, three and a half bathroom home featuring a separate access, full basement apartment and first floor owner's suite! Use the apartment as an in-law suite or rent it. The roof was replaced in May 2026 and has a lifetime warranty. The home has Leafguards and they have a lifetime warranty as well. Both HVAC units were replaced within the past year. The kitchen boasts quartz countertops, dura rock sink and hardwood floors throughout the first floor. There is new paint in many areas of the home. The property line extends down to the water and is a great place to see the sunrise. Showings begin Friday, 6/26.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

9/10
7/10
Powhatan Jr. High SchoolGrades 6-82.9 mi
5/10
Powhatan High SchoolGrades 9-126.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1996

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bedroom on Main Level
  • Flooring: Partially Carpeted,Wood
  • Attic: Access Only
  • Finished area below ground: 1,170
  • Finished area above ground: 2,756

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Zoned
  • Cooling features: Zoned

Interior Area

  • Total interior livable area: 3,926 sqft

Other

  • Level: Basement

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 038B14
  • Zoning description: R-2

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Neighborhood pond

Lot

  • Lot size: 2.30 Acres
  • Features: Waterfront

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,357$40,284
Home Insurance *$185$2,220
Property Taxes $362$4,344
Electricity $378$4,537
Total$4,282$51,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,811/yr
40% on housing$128,460/yr
45% on housing$114,186/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 23139$256
Powhatan County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 23139$251
Powhatan County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$663,999
2026-06-30Price change$675,000
2026-06-10Listed for sale$699,000

For Sale by Agent

AgentChris Wheless
BrokerageElite Real Estate

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