3426 N Olney St, Indianapolis, IN, 46218
About This Home
Thoughtfully renovated & move-in ready, this inviting bungalow offers just under 1000 square feet of efficient, comfortable living space with meaningful updates throughout. Featuring three bedrooms & a light-filled, open-concept kitchen/dining area, the layout maximizes functionality while maintaining a warm, welcoming feel. The standout feature is the newly added primary ensuite (November 2025), creating a private retreat complete with direct access to a secluded patio-ideal for morning coffee or a quiet evening unwind. The main bathroom has also been fully remodeled, delivering cohesive, modern finishes throughout the home. Recent improvements include brand-new laminate flooring, plush carpeting, fresh interior paint, & stainless steel kitchen appliances. Major capital upgrades provide peace of mind, including a new roof and a professionally waterproofed basement (July 2025) and freshly painted basement floor. The lower level offers excellent storage and future finishing potential for added living space or value enhancement. Outside, the generous backyard provides ample room for gardening or creating your own outdoor oasis. With substantial updates already completed & immediate occupancy available, this property presents a strong opportunity for first-time buyers, downsizers, or investors seeking a turnkey asset.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1948
Materials
- Foundation: Block
- Construction materials: Aluminum Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Dishwasher,Microwave,Refrigerator,Water Heater
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom2
- Level: Main
- Area: 100
- Dimensions: 10X10
Bedroom3
- Level: Main
- Area: 100
- Dimensions: 10x10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 80
- Dimensions: 8X10
Features
- Finished area below ground: 0
Heating & Cooling
- Heating features: Baseboard,Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,712
- Total interior livable area: 1,712 sqft
Kitchen
- Level: Main
- Area: 90
- Dimensions: 9X10
Living Room
- Level: Main
- Area: 110
- Dimensions: 10X11
Master Bedroom
- Level: Main
- Area: 132
- Dimensions: 11x12
Property
Details
- Parcel number: 490720109093000101
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Glass Enclosed
- Fencing: Fenced,Partial
Lot
- Lot size: 6,534 sqft
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tornado
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $758 | $9,096 |
| Home Insurance * | $191 | $2,292 |
| Property Taxes | $272 | $3,264 |
| Electricity | $184 | $2,212 |
| Total | $1,405 | $16,860 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Price change | $180,000 |
| 2026-03-03 | Listed for sale | $194,900 |
| 2026-01-06 | Listing removed | $180,000 |
| 2025-11-05 | Price change | $180,000 |
| 2025-08-13 | Price change | $174,999 |
| 2025-07-12 | Listed for sale | $180,000 |
| 2006-04-19 | Sold | $28,000 |
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