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206 Smith Dr, Farmville, VA, 23901

5beds
4baths
3,180sqft
$450,000
$142price/sqft
$2,965/moest. monthly cost
$118,600/yrincome needed

About This Home

A great opportunity to own a beautiful spacious home right on the edge of the town of Farmville. Beautiful scenic view with a touch of country living with all the the shopping in historic Farmville being accessible. This house is on a spacious lot with a fenced in back yard and a paved driveway. A must see for anyone wanting the opportunity of living near the Town. This house has five bedrooms with a master bedroom down stairs and another upstairs. A spacious two car garage attached to the house makes leaving and returning home more convenient. The roof is less then 2 years old

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

4/10
2/10

Construction

Condition

  • Year built: 1997

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 3,180 sqft

Property

Details

  • Parcel number: 038D221H

Lot

  • Lot size: 0.84 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$203$2,436
Property Taxes $181$2,172
Electricity $306$3,675
Total$2,965$35,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,657/yr
40% on housing$88,950/yr
45% on housing$79,066/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.0%
9.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 23901$150
Prince Edward County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 23901
Prince Edward County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$450,000
2022-02-22Sold$379,000
2022-01-05Pending sale$389,000
2021-11-16Price change$389,000
2021-11-08Listed for sale$399,000
2019-09-06Sold$289,900
2019-08-09Pending sale$289,900
2019-07-17Price change$289,900
2019-06-11Listed for sale$299,900

For Sale by Owner

AgentProperty Owner

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