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32040 Oberry Church Rd, Franklin, VA, 23851

5beds
3baths
2,129sqft
$275,000
$129price/sqft
$1,900/moest. monthly cost
$76,000/yrincome needed

About This Home

Large 5 bedroom, 3 bath Brick and Vinyl Ranch on large 1.75 acre lot. This is a brick ranch with an addition of an in-law type suite. Lots of potential and options with this one! Shed conveys AS-IS.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
4/10
3/10
Southampton High SchoolGrades 9-128.1 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Dual Entry Bath (Br & Br),Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total interior livable area: 2,129 sqft

Property

Details

  • Parcel number: 6268A
  • Zoning: A-2

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: None
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 1.75 Acres

Parking

  • Parking features: Multi Car,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Drought
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$152$1,824
Property Taxes $153$1,836
Electricity $205$2,460
Total$1,900$22,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,142/yr
40% on housing$57,000/yr
45% on housing$50,666/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 23851$86
Southampton County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 23851$154
Southampton County$155

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentS Dane Scott
BrokerageScott & Assoc. Inc. Realtors

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