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178 Bane Bottom Ave, Cedar Bluff, VA, 24609

3beds
1baths
1,128sqft
$127,500
$113price/sqft
$978/moest. monthly cost
$39,120/yrincome needed

About This Home

This cute cottage style home is in a quiet neighborhood, convenient to doctors, shopping and restaurants. It is being sold "as is". The living room has hardwood flooring, gas heater will convey as a back-up heat source, and the washer and dryer convey.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
7/10
Richlands Middle SchoolGrades 6-82.0 mi
6/10
Richlands High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Dry Wall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Electric Water Heater,Refrigerator,Washer

Basement

  • Area: 0

Basement

  • Basement: Crawl Space,None

Bathroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Cable High Speed Internet
  • Window features: Wood Frames
  • Flooring: Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,128

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,128
  • Total interior livable area: 1,128 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 107A010400350037
  • Zoning: Res

Features

  • Stories: 1
  • Patio & porch: Covered,Deck,Patio,Porch
  • Exterior features: Garden
  • Fencing: Privacy Fence
  • Water view: None
  • Waterfront features: None

Lot

  • Lot size: 1 Acres
  • Features: Cleared,Level

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $644$7,728
Home Insurance *$71$852
Property Taxes $61$732
Electricity $202$2,433
Total$978$11,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,531/yr
40% on housing$29,340/yr
45% on housing$26,080/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 24609$81
Tazewell County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 24609—
Tazewell County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Listed for sale$127,500

For Sale by Agent

AgentCarol Harrison
BrokerageWindhaven Realty, LLC

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