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139 8th St, Colonial Beach, VA, 22443

5beds
4baths
0sqft
$549,900
--price/sqft
$3,278/moest. monthly cost
$131,120/yrincome needed

About This Home

Welcome to 139 8th Street, where modern living meets the relaxed coastal lifestyle of Colonial Beach. Beautifully expanded with a major addition completed in 2021, this spacious 5-bedroom, 3.5-bath home offers the rare combination of newer construction, generous living space, and an unbeatable location just minutes from the beach, boardwalk, marinas, restaurants, shopping, and year-round community events. Built entirely from the ground up, the 2021 addition provides expansive living areas, contemporary finishes, and modern construction that blend seamlessly with the original home, offering both character and the comfort of newer craftsmanship. Designed with flexibility in mind, the home features an open and functional layout with multiple living and gathering spaces, making it ideal for everyday living, entertaining, hosting guests, or accommodating multi-generational needs. Whether you’re searching for a full-time residence, a weekend escape, or a second home by the water, this property offers exceptional versatility. Step outside to a beautifully updated backyard designed for entertaining. Enjoy cookouts, family gatherings, or peaceful evenings in your own private outdoor retreat—perfect for making lasting memories throughout the year. Experience everything Colonial Beach has to offer, from the scenic Potomac River and sandy public beach to waterfront dining, boating, fishing, boutique shops, golf cart-friendly streets, wineries, breweries, and exciting festivals and events held year-round. Move-in ready and offering the perfect blend of space, modern updates, and coastal charm, this is a rare opportunity to own a truly special home in one of Virginia’s most desirable waterfront communities. Schedule your private showing today and discover everything this exceptional home has to offer.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space
  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3A3 117C 22
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 9,583 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$207$2,484
Property Taxes $89$1,068
Electricity $202$2,433
Total$3,278$39,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,388/yr
40% on housing$98,340/yr
45% on housing$87,413/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 22443$176
Westmoreland County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 22443
Westmoreland County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-20Listed for sale$549,900
1994-10-15Sold$25,000

For Sale by Agent

AgentCARLOS CEBALLOS
BrokerageSpring Hill Real Estate, LLC.

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