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203 Forest Ave, Colonial Beach, VA, 22443

5beds
3baths
2,900sqft
$494,000
$170price/sqft
$3,125/moest. monthly cost
$125,000/yrincome needed

About This Home

Coastal Living Meets Modern Luxury! Welcome to your dream home by the sea! This stunning, fully renovated 5-bedroom, 3-full-bathroom residence offers nearly 3,000 square feet of pristine, modern living space. Situated on a generous, almost quarter-acre lot, this property perfectly blends beach-town charm with contemporary sophistication. Gourmet Kitchen: Completely transformed with brand-new, stylish cabinetry, premium countertops, and sleek finishes perfect for entertaining. Luxury Bathrooms: All three full baths have been beautifully updated with modern fixtures and designer touches. Fresh Finishes: Enjoy peace of mind and effortless style with gorgeous new flooring and fresh paint throughout the entire home. Spacious Living: Five large bedrooms offer ultimate flexibility for a growing family, a home office, or hosting weekend guests. Expansive Lot: Nestled on nearly a quarter of an acre, the yard provides ample space for outdoor gatherings, gardening, or relaxing in the beach breeze. Two-Car Garage: The attached two-car garage offers secure parking and abundant extra storage for beach gear, bikes, and tools. Location, Location, Location: Live where you vacation! Enjoy quick, convenient access to beautiful local beaches, premier dining, and vibrant shopping. Best of all, this modern retreat keeps you connected. Enjoy an easy commute to Richmond, Fredericksburg, Southern Maryland, and beyond. Don't miss the chance to own this turn-key masterpiece. Schedule your private tour today!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Permanent
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 1450

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Dining Area,Open Floorplan,Eat-in Kitchen,Kitchen - Gourmet,Pantry,Upgraded Countertops,Walk-In Closet(s)
  • Flooring: Wood
  • Finished area below ground: 1,450
  • Finished area above ground: 1,450

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 2,900 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3A4 1 171
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Waterfront features: River

Lot

  • Lot size: 10,173 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,497$29,964
Home Insurance *$186$2,232
Property Taxes $163$1,956
Electricity $279$3,351
Total$3,125$37,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,142/yr
40% on housing$93,750/yr
45% on housing$83,333/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 22443$180
Westmoreland County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 22443
Westmoreland County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Listed for sale$494,000
2026-02-18Sold$386,100
2026-01-19Pending sale$485,000
2025-12-12Price change$485,000
2025-11-28Listed for sale$495,000
2021-03-10Listing removed--
2014-07-07Listing removed$1,810
2014-06-13Listed for rent$1,810
2007-10-05Sold$339,900

For Sale by Agent

AgentChristina Burroughs
BrokerageColdwell Banker Elite

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