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310 Monroe Point Dr, Colonial Beach, VA, 22443

3beds
3baths
2,320sqft
$354,990
$153price/sqft
$2,268/moest. monthly cost
$90,720/yrincome needed

About This Home

PRICE REDUCTION!!! Welcome to 310 Monroe Point Dr, a stunning multi-level waterfront townhouse located in the town of Colonial Beach, VA 22443. This beautiful property boasts an enviable location on Monroe Point, offering long, picturesque water views of Monroe Bay. The exterior exhibits exceptional curb appeal with its brick veneer and vinyl siding, complemented by charming stone accents, a private paved driveway, a one-car attached garage, and beautifully manicured trees framing the welcoming front entryway. Spanning approximately 2,320 square feet across three distinct levels, the thoughtfully laid-out floor plan includes 3 bedrooms, 3 full bathrooms, and an array of open-concept living spaces perfect for both everyday relaxation and entertaining guests. Stepping inside, the entry level opens into a spacious foyer that guides you past the garage into a versatile, carpeted living room. This level also includes a convenient full bathroom and a laundry area, with direct access out to a shaded ground-floor paver patio. Moving up to the second story, you are greeted by an expansive open-concept living and dining area, which seamlessly flows into the home's eat-in kitchen. The kitchen features warm wood cabinetry, low-maintenance vinyl flooring, a functional center island with bar seating, and standard modern appliances. Just off the family room, a bright sunroom opens directly onto a large second-story balcony, where you can sit by the fire pit and take in the serene water and greenway views. The top level of the home secures ultimate privacy, housing a spacious secondary bedroom, a full hallway bath, and a generous primary bedroom suite complete with a private walk-in closet and an en suite primary bathroom. Perfectly combining comfort, function, and a premier coastal location, this townhome offers an exceptional lifestyle opportunity for weekend retreaters and full-time residents alike. With a low-maintenance monthly fee of $100 covering community amenities, you can spend less time on upkeep and more time enjoying the water. Boat slips available for rent! Whether you are hosting a summer gathering on the balcony, watching the sunset over Monroe Bay, or taking advantage of the neighborhood's private water access, 310 Monroe Point Drive is ready to welcome you home to the best of Colonial Beach living.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Montross Middle SchoolGrades 6-816.7 mi
4/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Dryer,Washer,Refrigerator,Electric Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bathroom - Tub Shower,Bathroom - Walk-In Shower,Ceiling Fan(s),Combination Kitchen/Living,Primary Bath(s),Primary Bedroom - Bay Front,Walk-In Closet(s)
  • Finished area above ground: 2,320

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 2,320
  • Total interior livable area: 2,320 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 26807
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Sidewalks,Other,Balcony
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Shared,Bayfront,Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Public Access,Beach Access,Sail,Swimming Allowed,Waterski/Wakeboard,River
  • Waterbody name: Monroe Bay
  • Frontage length: Water Frontage Ft: 100

Lot

  • Lot size: 0.05 sqft
  • Features: Backs - Open Common Area,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Inside Entrance,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Drought
Hurricane
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$133$1,596
Property Taxes $117$1,404
Electricity $223$2,681
Total$2,268$27,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,760/yr
40% on housing$68,040/yr
45% on housing$60,480/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 22443$180
Westmoreland County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 22443
Westmoreland County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$354,990
2026-08-11Contingent$354,990
2026-07-16Price change$354,990
2026-05-30Listed for sale$369,900
2026-02-01Listing removed$359,900
2025-07-24Listed for sale$359,900
2024-08-28Sold$340,000
2024-08-08Contingent$349,000
2024-08-02Listed for sale$349,000
2021-07-06Listing removed--
2021-06-07Listed for rent$1,800
2021-02-28Listing removed--
2020-09-14Listing removed$1,700
2020-09-01Listed for rent$1,700
2019-08-19Sold$228,900
2019-07-13Pending sale$228,900
2019-05-14Price change$228,900
2019-04-05Listed for sale$239,700
2016-11-06Listing removed$249,900
2016-09-13Price change$249,900
2016-04-25Listed for sale$257,900
2007-06-28Sold$370,420

For Sale by Agent

AgentDanny Mundy
BrokerageRE/MAX Supercenter

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