437 Plainview Rd, Kinsale, VA, 22488
About This Home
Welcome to an extraordinary waterfront retreat along the coveted shores of the Yeocomico River where luxury, charm, and income potential come together perfectly. This one of a kind property is already a successful income producing Airbnb with the flexibility to rent the private guest wing separately or enjoy the entire estate as your own private escape. Originally a classic river cottage, this stunning home has been transformed into a custom waterfront masterpiece featuring breathtaking water views from nearly every room. The private guest wing offers its own kitchen, great room with wood burning fireplace, two bedrooms, full bath, and a gorgeous waterside sunroom perfect for relaxing and taking in the endless river views. The main residence was custom built in 2003 with exceptional craftsmanship, soaring ceilings, abundant natural light, updated flooring, fresh paint, and an open concept design ideal for entertaining. The gourmet kitchen features premium appliances including a Viking range, solid surface countertops, and seamless flow into the spacious living areas. In addition to the bedrooms, the home also offers two additional flexible rooms perfect for guest accommodations, home offices, bonus rooms, fitness spaces, hobby rooms, or additional sleeping areas to fit your lifestyle needs. The luxurious primary suite is truly unforgettable with incredible waterfront views right from your bed. Wake up to shimmering water, beautiful sunrises, and spectacular sunsets without ever leaving your room. Outside, enjoy the ultimate waterfront lifestyle with a private pier, sought after boathouse, deep water access, protected cove docking, and panoramic views stretching to the Potomac River. Whether you are boating, fishing, entertaining, investing, or simply relaxing, this meticulously maintained Northern Neck gem offers a rare opportunity to own your own slice of waterfront paradise.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2003
Materials
- Roof: Composition
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subType: Single Family Residence
Interior
Bedroom2
- Level: First
- Dimensions: 16.0 x 14.0
Bedroom3
- Level: First
- Dimensions: 15.0 x 10.0
Bedroom4
- Level: First
- Dimensions: 12.0 x 12.0
Bedroom5
- Level: Second
- Dimensions: 16.0 x 12.0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Family Room
- Level: First
- Dimensions: 19.0 x 16.0
Features
- Bedroom on Main Level,Bay Window,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,French Door(s)/Atrium Door(s),Fireplace,High Ceilings,Kitchen Island,Bath in Primary Bedroom,Solid Surface Counters,Walk-In Closet(s)
- Door features: French Doors
- Flooring: Carpet,Laminate,Vinyl
- Fireplace: Yes
- Attic: Access Only
- Finished area below ground: 0
- Finished area above ground: 4,233
Florida Room
- Level: First
- Dimensions: 43.0 x 8.0
Great Room
- Level: First
- Dimensions: 30.0 x 15.0
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 4,233 sqft
Master Bedroom
- Level: Second
- Dimensions: 16.0 x 15.0
Master Bedroom
- Level: Second
- Dimensions: 27.0 x 24.0
Other
- Level: First
Other
- Level: Second
Property
Details
- Parcel number: 56A129
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Porch
- Exterior features: Boat Lift,Dock,Porch,Storage,Shed,Unpaved Driveway
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Boat Ramp/Lift Access,Waterfront
- Waterbody name: Yeocomico River- Potomac River
Lot
- Lot size: 1.90 Acres
- Features: Waterfront
Parking
- Total spaces: 1
- Parking features: Driveway,Detached,Garage,Two Spaces,Unpaved
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Hurricane
- Strong Wind
- Coastal Flooding
- Hail
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,171 | $50,052 |
| Home Insurance * | $498 | $5,976 |
| Property Taxes | $472 | $5,664 |
| Electricity | $407 | $4,892 |
| Total | $5,548 | $66,576 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-17 | Listed for sale | $825,000 |
| 2026-01-02 | Listing removed | $820,000 |
| 2025-08-01 | Listed for sale | $820,000 |
| 2020-11-03 | Sold | $519,000 |
| 2020-09-04 | Pending sale | $529,000 |
| 2020-08-24 | Listed for sale | $529,000 |
| 2019-12-02 | Listing removed | $529,000 |
| 2019-09-03 | Price change | $529,000 |
| 2019-07-01 | Price change | $549,900 |
| 2019-04-05 | Listed for sale | $579,000 |
View on Zillow