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144 Bonnie Del Dr, Colonial Beach, VA, 22443

3beds
3baths
1,344sqft
$324,900
$242price/sqft
$2,152/moest. monthly cost
$86,080/yrincome needed

About This Home

Welcome to your perfect coastal retreat just steps from the Potomac River! A short walk or golf cart ride to the water at the end of a quiet street makes it easy to enjoy morning strolls, sunsets, and all that river life has to offer. This charming Cape Cod offers a highly desirable first-floor primary suite with large ensuite bathroom. The main level also features a warm and inviting living space anchored by a cozy gas fireplace—perfect for relaxing evenings at home and a half bath for guests.. Upstairs, you’ll find two generously sized bedrooms and another full bath with plenty of space for guests, family, or a home office setup. The home is equipped with dual HVAC systems, ensuring comfort and efficiency year-round. Step outside to a large, privacy-fenced backyard—ideal for entertaining, pets, or simply enjoying your own peaceful outdoor space. Situated in the Westmoreland Shores community, residents have the option to join the civic association, which offers fantastic amenities including a sandy beach, clubhouse with dock, boat ramp, and a pier with slips available for lease on the Potomac River. Whether you’re looking for a full-time residence or a weekend getaway, this home offers the perfect blend of comfort, charm, and access to waterfront living.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
Montross Middle SchoolGrades 6-815.0 mi
3/10

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder model: CAPE COD
  • Builder name: NORTHERN NECK BUILDERS

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Ice Maker,Microwave,Refrigerator,Cooktop,Disposal,Dryer,Washer,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Combination Kitchen/Dining
  • Number of fireplaces: 1
  • Fireplace features: Glass Doors,Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,344

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 6H 3 A 11
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Satellite Dish

Lot

  • Lot size: 0.25 Acres

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Drought
Hurricane
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$122$1,464
Property Taxes $186$2,232
Electricity $202$2,433
Total$2,152$25,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,782/yr
40% on housing$64,560/yr
45% on housing$57,386/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 22443$180
Westmoreland County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 22443
Westmoreland County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$335,000
2012-08-03Sold$177,500
2012-05-24Price change$178,824
2012-04-29Listed for sale$182,900
2011-10-01Listing removed$189,500
2011-05-27Listed for sale$189,500
2008-08-18Sold$180,000

For Sale by Agent

AgentMegan Porter
BrokerageBerkshire Hathaway HomeServices PenFed Realty

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