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107 Bonnie Del Dr, Colonial Beach, VA, 22443

4beds
2baths
2,106sqft
$399,000
$189price/sqft
$2,597/moest. monthly cost
$103,880/yrincome needed

About This Home

Experience the best of river living at 107 Bonnie Del Drive, nestled in the sought-after Potomac Shores community of Colonial Beach. Spanning two generous lots, this spacious ranch-style home blends privacy, comfort, and effortless water access into one irresistible package — whether you're seeking a full-time residence or a weekend retreat. A charming front porch welcomes you home and sets a warm, inviting tone from the moment you arrive. Step inside to find an elegant foyer that flows naturally into the formal living and dining rooms — ideal for hosting holiday dinners, game nights, or simply gathering with friends. At the heart of the home, the open-concept family room and kitchen create the perfect hub for everyday living, where conversation flows as easily as the floor plan. Just beyond, the enclosed sunroom and adjoining deck invite you to savor slow mornings with coffee in hand, casual afternoons with a good book, or golden-hour evenings surrounded by the sights and sounds of every season. With four bedrooms and two full bathrooms, there's space for everyone to spread out and settle in. The primary suite is generously proportioned and features a private en-suite bath — a true owner's retreat designed for rest and rejuvenation. An attached carport adds the everyday convenience of covered parking plus bonus storage. Living in Potomac Shores means embracing the waterfront lifestyle you've always imagined. With community access to the beach just a short walk away, Spend your days boating, fishing, kayaking, or simply soaking in the natural beauty of the Potomac River. Whether you're dropping anchor after a morning on the water or unwinding on the deck under a canopy of stars, this home delivers the space, comfort, and coastal charm you've been dreaming of. 107 Bonnie Del Drive isn't just a home — it's your invitation to the river life.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Montross Middle SchoolGrades 6-815.0 mi
4/10

Construction

Condition

  • Property condition: Good
  • Year built: 1996

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Open Floorplan,Walk-In Closet(s),Attic,Bathroom - Tub Shower,Ceiling Fan(s),Flat
  • Window features: Window Treatments
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 2,106

Heating & Cooling

  • Heating features: Heat Pump,Baseboard,Electric,Propane
  • Cooling features: Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 2,106
  • Total interior livable area: 2,106 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 6H 3 B 8
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Enclosed,Porch
  • Waterfront features: River
  • Waterbody name: Potomac River

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Drought
Hurricane
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$150$1,800
Property Taxes $228$2,736
Electricity $202$2,434
Total$2,597$31,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,040/yr
40% on housing$77,910/yr
45% on housing$69,253/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 22443$179
Westmoreland County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 22443
Westmoreland County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Contingent$399,000
2026-07-30Listed for sale$399,000
2026-07-21Listing removed$399,000
2026-07-06Price change$399,000
2026-06-09Listed for sale$415,000

For Sale by Agent

AgentRachel Scott
BrokerageColdwell Banker Elite

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