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855 S 1st St, Wytheville, VA, 24382

2beds
1baths
680sqft
$159,000
$234price/sqft
$1,151/moest. monthly cost
$46,040/yrincome needed

About This Home

This charming two-bedroom residence in Wytheville, VA offers a scenic setting with a flowing creek. Recently updated, the 680-square-foot home provides generous gathering spaces both indoors and outdoors. It features hardwood flooring, low-maintenance materials, and a newly renovated bathroom and deck flooring, ensuring it is move-in ready. The well-maintained ranch includes a heat pump for year-round comfort and a supplemental wood stove for colder months. A full basement accommodates laundry facilities and significant storage space for tools, equipment, and personal belongings. Additionally, an outbuilding supports outdoor storage needs, and the spacious yard offers potential for future expansion, whether as additional living space or a garage. This property presents an excellent opportunity for those seeking a manageable and comfortable home. The ducks that occupy the creek from time-to-time don't mind a new neighbor.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Spiller Elementary SchoolGrades PK-50.7 mi
7/10
6/10
George Wythe High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Exterior Condition: Average,Interior Condition: Average
  • Year built: 1971

Materials

  • Roof: Shingle
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Area: 680

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Level: Main
  • Area: 50.56

Bedroom2

  • Level: Main
  • Area: 95.95

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Internet Availability Other/See Remarks
  • Window features: Insulated Windows,Vinyl,Window Treatments
  • Flooring: Newer Floor Covering,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Wood Burning Stove,One
  • Fireplace: Yes
  • Finished area below ground: 680
  • Finished area above ground: 680

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,360
  • Total interior livable area: 680 sqft

Kitchen

  • Level: Main
  • Area: 142.88

Living Room

  • Level: Main
  • Area: 172.48

Master Bedroom

  • Level: Main
  • Area: 150.92

Property

Details

  • Parcel number: 041A00101340003B
  • Zoning: R-3

Features

  • Stories: 1
  • Patio & porch: Deck,Porch
  • Fencing: None
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Waterfront,Creek

Lot

  • Lot size: 0.49 Acres
  • Features: Flood Plain,Rolling Slope,Views,Waterfront

Parking

  • Parking features: None,Concrete,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Drought
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$80$960
Property Taxes $66$792
Electricity $202$2,433
Total$1,151$13,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,462/yr
40% on housing$34,530/yr
45% on housing$30,693/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 24382$126
Wythe County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 24382
Wythe County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-30Listed for sale$159,000

For Sale by Agent

AgentMitch Anders
BrokerageUnited Country Anders Realty & Auction

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