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409 Whispering Pines Rd, Max Meadows, VA, 24360

4beds
3baths
3,438sqft
$619,900
$180price/sqft
$4,019/moest. monthly cost
$160,760/yrincome needed

About This Home

Step into this thoughtfully crafted custom ranch and discover a perfect blend of modern convenience and timeless comfort. Featuring four bedrooms and 3 full baths, this home is designed for easy living and generous storage, including oversized closets throughout. The open-concept layout flows seamlessly from a bright living area into a well-appointed kitchen and dining space, making entertaining a breeze. A new sunroom bathes the home in natural light , providing a tranquil spot to relax or enjoy plants year-round. Step outside onto the new 24'x34' Trex deck, ideal for outdoor dining, grilling, and relaxing in the fresh air. The over-sized, finished, and insulated three-car garage offers ample space for vehicles, shop projects, extra storage and includes a utility sink with cabinets plus an adjoining private office space. The updated downstairs area is accessible from inside or outside the home. It features a fully finished kitchen, bathroom, a comfortable TV room.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
6/10
8/10
Fort Chiswell High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2008

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Detached

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Refrigerator,Water Purifier Owned,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Area: 2518

Basement

  • Has basement: Yes
  • Basement: Kitchen/Kitchenette,Exterior Entry,Partially Finished,Shower Facilities,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Master Downstairs
  • Door features: Storm Door(s)
  • Window features: Storm Window(s)
  • Fireplace features: Gas Logs/Ventless,Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,238
  • Finished area above ground: 2,200

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 4,718
  • Total interior livable area: 3,438 sqft

Property

Details

  • Parcel number: 44C1177,178,179,180,181,182,183,184

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch,Patio,Deck: 24'x34' Trex
  • Exterior features: Garden,Storage
  • Fencing: Fenced

Lot

  • Lot size: 0.90 Acres

Parking

  • Total spaces: 5
  • Parking features: Double Attached,Triple Attached,Blacktop Driveway
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Drought
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,134$37,608
Home Insurance *$297$3,564
Property Taxes $257$3,084
Electricity $331$3,973
Total$4,019$48,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,794/yr
40% on housing$120,570/yr
45% on housing$107,173/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 24360$112
Wythe County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 24360
Wythe County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Price change$619,900
2025-08-14Listed for sale$634,900
2023-09-15Sold$470,000
2023-09-07Pending sale$489,500
2023-09-03Contingent$489,500
2023-08-25Price change$489,500
2023-08-16Price change$524,900
2023-07-17Listed for sale$549,900

For Sale by Agent

AgentSmith Reasor
BrokerageBerkshire Hathaway Home Services Mountain Sky Properties-Wythev

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