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1306 Cardinal Ln, Martinsville, VA, 24112

4beds
2baths
1,236sqft
$159,000
$129price/sqft
$1,223/moest. monthly cost
$48,920/yrincome needed

About This Home

This 4-bedroom, 1.5-bath brick home features a durable metal roof and a full basement with a bar area, offering additional space for entertaining. The detached 2-car garage, also featuring a metal roof, offers flexible space for storage, a workshop, hobbies, or other uses. The property includes a fenced-in yard and two driveways, providing ample parking, including one with convenient access to the rear of the home. This property offers great potential and is ready for your personal touch. Bring your vision and transform it into the dream home you've always wanted. Home is being sold As-Is.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
4/10
Martinsville High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: As Is,Electric Range,Refrigerator,Gas Water Heater
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • 1st Floor Bedroom
  • Flooring: Laminate,Vinyl
  • Fireplace features: None
  • Attic: Crawl Space

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,236
  • Total interior livable area: 1,236 sqft

Property

Details

  • Parcel number: 000810200

Features

  • Patio & porch: Deck,Porch
  • Fencing: Fenced

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Detached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$122$1,464
Property Taxes $96$1,152
Electricity $202$2,433
Total$1,223$14,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,931/yr
40% on housing$36,690/yr
45% on housing$32,613/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 24112$103
Martinsville City$73

vs Homes Sold Last Month

Median $/sqft

ZIP 24112$101
Martinsville City$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-04Listed for sale$159,000
2026-06-27Contingent$159,000
2026-06-27Pending sale$159,000
2026-06-12Listed for sale$159,000

For Sale by Agent

AgentLori Hairston
BrokerageEXP Realty LLC

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