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196 W 200 S, Monticello, UT, 84535

3beds
2baths
1,948sqft
$544,000
$279price/sqft
$3,313/moest. monthly cost
$132,520/yrincome needed

About This Home

Beautiful 3-Bedroom Home With Flexible Spaces, Large Shop & RV Hookups — Prime In-Town Location This spacious 1,948 sq. ft. home offers exceptional flexibility, abundant storage, and standout features inside and out—all situated on a ?-acre lot right in the heart of town. Inside, the home includes three official bedrooms, each with its own closet, plus a fourth non-conforming room perfect for a bedroom, home office, den, formal dining room, or playroom. The primary suite features a large walk-in closet, a private bathroom with dual sinks, a walk-in shower, a jetted soaking tub, and a separate private toilet room. Durable wood-look tile flooring runs throughout the entire home for a clean, cohesive feel. The basement level adds even more usable space, including a second non-conforming flex room, a generous storage area, and direct outdoor access through a sliding glass door that opens onto a cemented surface leading into the backyard. Outside, the home features a large front porch that spans most of the front of the house, a xeriscaped front yard with mature trees, and a fully fenced backyard with lawn space, an enclosed chain-link dog area, and a separate garden enclosure. The yard is vehicle-accessible and includes full electrical and sewer RV hookups. The property offers excellent parking and hard-surface space, including a cement driveway in front of the attached two-car garage, a cement driveway outside the detached shop, and an additional driveway area leading to the backyard access point—ideal for extra vehicles, trailers, or RV movement. The attached two-car garage includes overhead storage, while the large detached shop is insulated and equipped with multiple power outlets. The shop also features bolts set into the concrete floor to accommodate a car lift, making it ideal for automotive work. Beyond that, it functions perfectly as a wood shop, hobby space, or general storage. Located directly across from the high school and only a few blocks from the elementary school, this home offers unmatched convenience in a prime central location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
Monticello SchoolGrades PK-68.9 mi
7/10
Monticello High SchoolGrades 7-129.3 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,948 sqft

Property

Details

  • Parcel number: A0000016002B

Features

  • Exterior features: Stucco,Brick

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached,Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Landslide
Drought
Heat Wave
Wildfire

FEMA Declared Disasters Across Utah Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,750$33,000
Home Insurance $88$1,056
Property Taxes $306$3,672
Electricity $169$2,039
Total$3,313$39,756

Income You'd Need if You Spent...

35% on housing$113,588/yr
40% on housing$99,390/yr
45% on housing$88,346/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.9%
16.9%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: 8.2%
8.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 84535$142
San Juan County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 84535
San Juan County$397

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-20Price change$544,000
2025-12-04Price change$549,000
2025-06-22Listed for sale$550,000
2023-05-09Sold--
2023-03-02Price change$489,900
2022-11-29Price change$498,900
2022-11-14Price change$524,900
2022-10-07Listed for sale$535,000
2014-08-25Listing removed$203,900
2014-04-23Price change$203,900
2014-02-27Listed for sale$211,000

For Sale by Owner

AgentProperty Owner

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