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380 W 5th Ave, Kettle Falls, WA, 99141

2beds
1baths
836sqft
$249,000
$298price/sqft
$1,668/moest. monthly cost
$66,720/yrincome needed

About This Home

Why rent when you can own and build equity? This charming 2-bedroom, 1-bath home sits on a spacious almost 1/4-acre lot and is move-in ready with numerous updates throughout. Features include new cabinets, an updated full bath, new windows, doors, carpet, and gutters, plus a window A/C unit and ceiling fan for added comfort. The 10x16 storage shed provides plenty of extra space for tools, hobbies, or seasonal storage. Located just one block from the park, this super clean, turnkey property also offers room for a small garden, pets, or outdoor entertaining. A great opportunity for first-time buyers, downsizers, or anyone looking for affordable homeownership with space to grow.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
5/10
3/10
Kettle Falls High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Concrete Perimeter,Crawl Space
  • Roof: Composition
  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator,Electric Range
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Ceiling Fan(s)

Heating & Cooling

  • Heating features: Wall Furnace,Electric,Baseboard
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 836
  • Total interior livable area: 836 sqft

Property

Details

  • Parcel number: 0332800
  • Zoning description: Residential

Features

  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: City,Territorial
  • Topography of land: Level

Lot

  • Lot size: 10,018 sqft
  • Features: Corner Lot
  • Lot size dimensions: Irrregular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Wildfire
Winter Weather
Heat Wave
Landslide

FEMA Declared Disasters in Stevens County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$88$1,056
Property Taxes $172$2,064
Electricity $149$1,793
Total$1,668$20,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,188/yr
40% on housing$50,040/yr
45% on housing$44,480/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 99141$220
Stevens County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 99141
Stevens County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Pending sale$249,000
2026-05-26Listed for sale$249,000
2026-04-14Listing removed$259,000
2026-02-26Price change$259,000
2025-12-05Price change$265,000
2025-08-13Price change$269,000
2025-07-19Listed for sale$274,000
2021-09-14Sold$70,000
2015-12-23Sold$65,000
2015-10-15Pending sale$75,000
2015-10-09Listed for sale$75,000

For Sale by Agent

AgentLen Brandt and Company
BrokerageHeart and Homes Northwest Realty-Colville

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