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850 Juniper St, Kettle Falls, WA, 99141

3beds
2baths
1,612sqft
$319,000
$198price/sqft
$2,096/moest. monthly cost
$83,840/yrincome needed

About This Home

Welcome home to this well-maintained Kettle Falls home offering comfort, privacy, and convenience. Attractive curb appeal w/a welcoming glass front entry door and large front windows that fill the home with beautiful morning sunlight. The beautifully updated kitchen features custom cabinetry, brand-new countertops, backsplash, fixtures, and appliances, creating a stylish and functional space for your meal preparation. Additional improvements include new easy-care flooring throughout the main level, a full-bathroom w/an updated tub/shower surround. You will find updated interior and exterior paint, plumbing fixtures, and fresh lighting throughout the home. The furnace was replaced just three years ago, providing added peace of mind. This 3-bedroom home offers two bedrooms on the main level and one bedroom in the lower level. The lower level also includes a family room perfect for movie nights, games, or hobbies, a bathroom w/a shower, and a laundry room w/a separate exit to the backyard. Step outside to enjoy the large fenced backyard, complete w/a deck off the kitchen and a spacious covered gazebo w/a concrete floor--ideal for year-round relaxing, and BBQ or gatherings. Garden enthusiasts will appreciate the numerous raised garden beds ready for planting. Conveniently located near shopping, schools, city parks, and beautiful Lake Roosevelt, this property combines small-town charm w/everyday convenience. Some personal furnishings shown in the photos have been digitally staged or enhanced.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
3/10
Kettle Falls High SchoolGrades 9-120.3 mi
5/10

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Basement
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Electric Range,Dishwasher
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full,Finished,Family/Rec Room,Daylight

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air,Electric,Central
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,612
  • Total interior livable area: 1,612 sqft

Property

Details

  • Parcel number: 0352900
  • Zoning description: Residential

Features

  • Levels: Multi/Split
  • Stories: 1
  • Patio & porch: Porch,Deck
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 7,405 sqft
  • Features: Garden,Landscaped
  • Lot size dimensions: Irregular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Wildfire
Winter Weather
Heat Wave
Landslide

FEMA Declared Disasters in Stevens County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$113$1,356
Property Taxes $221$2,652
Electricity $149$1,793
Total$2,096$25,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,862/yr
40% on housing$62,880/yr
45% on housing$55,893/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 99141$217
Stevens County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 99141
Stevens County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Pending sale$319,000
2026-07-24Price change$319,000
2026-07-14Pending sale$329,900
2026-06-17Listed for sale$329,900
2022-07-12Sold$235,000
2022-06-13Pending sale$239,900
2022-06-13Contingent$239,900
2022-06-04Listed for sale$239,900
2020-01-22Sold$157,500
2019-12-27Pending sale$162,500
2019-11-12Listed for sale$162,500

For Sale by Agent

AgentDEBBIE BAKER
BrokerageWINDERMERE KETTLE FALLS

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