640 N Elm St, Colville, WA, 99114
About This Home
Make this historic home part of your story! Masterfully restored, blending modern amenity with Edwardian detail. A historic landmark, this property features two dwellings: the main home offers 5 bedrooms, 4 Baths, distributed on 3 levels for access and privacy plus large living and family rooms, formal dining, gourmet kitchen with walk-in pantry, 3 porches, outdoor hot tub, large fenced yard and detached garage. Spectacular views over Colville Valley, town and surrounding mountains. The Guest home has its own alley access, electric vehicle charging station, and is a 1 Bedroom, 1 Bath home. Please contact Listing Agent for a much larger detail of property and special features. Currently very successful Air BNB income. Call to set up a showing!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1906
Materials
- Foundation: Basement,Concrete Perimeter
- Roof: Composition
- Construction materials: Block,Brick,Brick Accents,Hardboard
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Microhood,Water Filter,Water Softener,Washer,Refrigerator,Range Hood,Microwave,Gas Range,Dryer,Disposal,Dishwasher,Built-In Electric Oven
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Full,Finished,Family/Rec Room,Daylight
Bathroom
- Level: Basement
Bathroom2
- Level: First
Bathroom3
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
Den
- Level: First
Dining Room
- Level: First
Family Room
- Level: Basement
Features
- Walk-In Closet(s),Kitchen Island,Ceiling Fan(s)
- Flooring: Tile
Heating
- Heating features: Natural Gas,Heat Pump,Radiant Floor,Forced Air,Electric
Interior Area
- Total structure area: 4,800
- Total interior livable area: 4,800 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Other
- Level: Second
Other
- Level: Second
Other
- Level: Basement
Property
Details
- Parcel number: 0091300
- Zoning description: Residential
Features
- Stories: 2
- Patio & porch: Porch,Covered,Patio,Deck
- Exterior features: Balcony
- Fencing: Fenced
- Has view: Yes
- View description: Mountain(s),City,Valley
- Topography of land: Sloped
Lot
- Lot size: 0.33 Acres
- Features: Landscaped,See Remarks
- Lot size dimensions: 120 x 120
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Stevens County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $306 | $3,672 |
| Property Taxes | $429 | $5,148 |
| Electricity | $328 | $3,939 |
| Total | $4,855 | $58,260 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Price change | $750,000 |
| 2025-09-10 | Price change | $760,000 |
| 2025-05-06 | Price change | $780,000 |
| 2025-04-17 | Listed for sale | $825,000 |
| 2025-02-17 | Listing removed | $825,000 |
| 2024-11-20 | Listed for sale | $825,000 |
| 2022-10-31 | Sold | $210,000 |
| 2007-10-01 | Sold | $95,000 |
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