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204 Bank Sculpture Rd, Saint Matthews, SC, 29135

4beds
5baths
4,000sqft
$760,000
$190price/sqft
$4,628/moest. monthly cost
$185,120/yrincome needed

About This Home

Perfect horse or small farm property located in the low country in St. Matthews, SC. 32 acres fully fenced and cross fenced with high tension electric fence. Previously housed horses and cattle. The house is a beautiful 4,000 square foot two story with a full finished basement. The basement has a full kitchen and finished full bath. Not counting the basement, the house has 4 bedrooms and 3 and 1/2 bathrooms. The main floor has REAL hardwood heart of pine floors in the kitchen and dining area. There is a laundry shoot from the upstairs that drops right into the laundry room. The master bedroom has a walk in closet. The master bath has a shower and whirlpool tub. And oh, the view from the wrap around porch is a large spring fed pond with a gazebo. Approximately 1/3 of the porch is screened so it can be enjoyed year round. A cold water creek runs approximately half of the property line. There are 3 spring fed ponds on the property. The largest pond is situated right in front of the house. There are 3 large barns. The largest barn is fully enclosed on 2 sides with a cement floor. A large enclosed room that was used as a tack room is attached to this barn. There is a large block stall that with the addition of partitions, would make 3 large horse stalls. When you walk around the yard, you will encounter blueberry, apple, peach, plumb, pear, and pecan trees. There are also scuppernong vines and thornless blackberries. There are plenty of flowers in the yard to enjoy all spring and summer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

5/10
Sandy Run SchoolGrades PK-88.6 mi
5/10

Construction

Condition

  • Year built: 1994

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Basement (not specified)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 4,000 sqft

Property

Details

  • Parcel number: 1050000024

Lot

  • Lot size: 32 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hurricane
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Earthquake
Hail
Heat Wave

FEMA Declared Disasters in Calhoun County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,842$46,104
Home Insurance *$174$2,088
Property Taxes $228$2,736
Electricity $384$4,615
Total$4,628$55,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,674/yr
40% on housing$138,840/yr
45% on housing$123,413/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 8.4%
8.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 29135$222
Calhoun County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 29135
Calhoun County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-13Price change$760,000
2026-06-29Price change$850,000
2026-06-22Listed for sale$950,000

For Sale by Owner

AgentProperty Owner

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