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648 Stumphole Rd, Elloree, SC, 29047

2beds
2baths
1,170sqft
$249,900
$214price/sqft
$1,692/moest. monthly cost
$67,680/yrincome needed

About This Home

Cozy 2 bedroom, 2 bath home just steps away from Lake Marion in the much-loved Stumphole Landing community! Situated on the second row from the water this approx 1200 sf home offers quick access to the newly renovated Stumphole boat landing, making it ideal for fishermen, boaters, and outdoor enthusiasts alike. This home features a wraparound screen porch along with a comfortable living area centered around a fireplace creating a relaxing space from which to plan your days adventures! Lake Marion is at your doorstep, the Santee State Park a few short miles away, and the Town of Santee nearby to accommodate all of your needs. This property works equally well as a primary residence, lake getaway, or income producing short term rental. Affordably priced for the most discerning of buye

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
St. Matthews K-8 SchoolGrades PK-816.9 mi
5/10
Calhoun County High SchoolGrades 9-1217.1 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Wood
  • Fireplace features: Bath,Bedroom,Den,Kitchen
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,170
  • Total interior livable area: 1,170 sqft

Property

Details

  • Parcel number: 2300002026

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Wrap Around

Lot

  • Lot size: 0.50 Acres
  • Features: .5 - 1 Acre
  • Lot size dimensions: 110' x 200'

Parking

  • Total spaces: 2
  • Parking features: Carport,Detached
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hurricane
Ice Storm
Strong Wind
Cold Wave
Drought
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Calhoun County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$151$1,812
Property Taxes $74$888
Electricity $204$2,449
Total$1,692$20,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,011/yr
40% on housing$50,760/yr
45% on housing$45,120/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 8.4%
8.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 29047$179
Calhoun County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 29047
Calhoun County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$249,900

For Sale by Agent

AgentChris Williams
BrokerageERA Wilder Realty Inc.

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