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322 Hancock Circle, Mc Cormick, SC, 29835

4beds
3baths
2,900sqft
$617,500
$213price/sqft
$3,872/moest. monthly cost
$154,880/yrincome needed

About This Home

Rare opportunity to own a stunning custom-built golf-front home on hole 9 of the Monticello Golf Course at Savannah Lakes Village -- 322 Hancock Circle is a one-of-a-kind property designed for those who refuse to compromise. From the moment you pull into the two-car garage, the thoughtful design is evident. A dedicated lower-level golf cart garage means you're always just steps from the course. Inside, the home unfolds beautifully across multiple levels -- four spacious bedrooms, three full bathrooms, and a private office give you all the room you need to live, work, and host with ease. The sunroom is an absolute showstopper, bathing the home in natural light with sweeping views of the fairway -- the perfect spot for morning coffee or winding down at sunset. Downstairs, the finished basement family room adds even more living and entertaining space, ideal for game nights, movie marathons, or welcoming overnight guests. Custom-built from the ground up, every detail of this home reflects quality and craftsmanship throughout. All of this, set against the backdrop of one of Savannah Lakes Village's most beloved golf holes -- with world-class amenities, Lake Thurmond's 1200 miles of shoreline, pools, pickleball, tennis, and 50+ social clubs just minutes away. Golf course living at its finest. Welcome home.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
3/10
Mccormick Middle SchoolGrades 6-86.1 mi
3/10
McCormick High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Stone,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Dishwasher,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Exterior Entry,Finished,Interior Entry,Walk-Out Access

Bedroom2

  • Level: Main

Bedroom3

  • Level: Basement

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Walk-in Closet(s),Ceiling Fan(s),Built-in Features,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 2,900 sqft

Kitchen

  • Level: Main

Master Bedroom

  • Level: Main

Office

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 0870024011
  • Zoning: Residental

Features

  • Levels: Two
  • Patio & porch: Open,Covered,Patio,Rear Porch
  • Exterior features: Irrigation System
  • Fencing: None
  • Has view: Yes
  • View description: Golf Course
  • Frontage type: Golf Course
  • Living area range: 2800 - 2999

Lot

  • Lot size: 0.46 Acres
  • Features: On Golf Course,Landscaped
  • Lot size dimensions: 121 x 188 64 x 92 x 138

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Garage Door Opener,Garage,Golf Cart Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Earthquake
Hail
Hurricane
Heat Wave
Inland Flooding

FEMA Declared Disasters in McCormick County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,122$37,464
Home Insurance *$205$2,460
Property Taxes $267$3,204
Electricity $278$3,346
Total$3,872$46,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,754/yr
40% on housing$116,160/yr
45% on housing$103,253/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -9.3%
-9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 29835$183
McCormick County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 29835
McCormick County$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$617,500

For Sale by Agent

AgentSharon C Laidig
BrokerageSavannah Lakes Realty

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