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2039 Vista Oaks Way, Paso Robles, CA, 93446

4beds
3baths
1,912sqft
$875,000
$458price/sqft
$5,925/moest. monthly cost
$237,000/yrincome needed

About This Home

Introducing “The Oaks,” a spacious two-story home set on an expansive 0.62-acre cul-de-sac lot with direct views of open space and mature oak trees. Offering a rare sense of privacy and room to enjoy the outdoors, this property provides the opportunity to create your own retreat while still being centrally located. With 4 bedrooms, 2.5 baths, and a functional layout, this home offers comfortable living with exceptional outdoor potential. A welcoming front porch leads inside to a bright and open main living area filled with natural light. The spacious layout features laminate flooring, a tile-surround gas fireplace, and a ceiling fan, creating a comfortable gathering space. The adjoining dining area opens through a sliding glass door to the backyard, making indoor-outdoor living effortless. The kitchen is designed for everyday functionality with granite countertops, a tile backsplash, stainless steel appliances, a breakfast bar, and abundant cabinetry. A dedicated laundry area and downstairs half bath add convenience to the main level. Upstairs, the spacious primary suite offers a private retreat with a generous walk-in closet and an en-suite bathroom featuring dual vanities, additional storage, and a tub and shower combination with a tile surround. Three additional bedrooms provide flexibility for family, guests, or a home office, with the additional bathroom offering dual vanities, ample cabinetry, and a privacy door separating the toilet and tub and shower combination. The true highlight of this property is the expansive outdoor setting. Situated on over half an acre, the partially fenced backyard offers a concrete patio, open yard space, and endless possibilities for entertaining, gardening, recreation, or creating a custom outdoor oasis. Backed up to mature oak trees and open space, the lot provides a peaceful backdrop rarely found in a residential setting. Additional features include an attached two-car garage, private driveway, and solar panels for added energy efficiency. Located just minutes from downtown Paso Robles, Highway 101, renowned wineries, local restaurants, boutique shopping, and year-round events, “The Oaks” offers the perfect blend of space, privacy, and convenience in the heart of the Central Coast.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
7/10
Paso Robles High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Concrete,Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal,Gas Oven,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Water Softener,Tankless Water Heater,Vented Exhaust Fan,Water To Refrigerator,Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Inside,Laundry Room

Bathroom

  • Features: Dual Sinks,Enclosed Toilet,Granite Counters,Tub Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Separate/Formal Dining Room,Granite Counters,Open Floorplan,Recessed Lighting,Storage,All Bedrooms Up,Attic,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Laminate,Tile
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,912 sqft

Kitchen

  • Features: Granite Counters,Pots & Pan Drawers

Other

  • Features: Walk-In Closet(s)

Property

Accessibility

  • Accessibility features: Parking

Details

  • Parcel number: 025525029
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front
  • Pool features: None
  • Patio & porch: Concrete,Covered,Front Porch,Patio,Porch
  • Exterior features: Rain Gutters
  • Spa features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 0.62 Acres
  • Features: 0-1 Unit/Acre,Irregular Lot,Landscaped,Sloped Up,Yard

Parking

  • Total spaces: 4
  • Parking features: Concrete,Door-Single,Driveway,Garage Faces Front,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$166$1,992
Property Taxes $925$11,100
Electricity $410$4,920
Total$5,925$71,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,142/yr
40% on housing$177,750/yr
45% on housing$158,000/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$458This listing

vs Other Active Listings

Avg $/sqft

ZIP 93446$503
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93446$452
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$830,000
2026-07-27Listed for sale$875,000
2014-06-17Sold$445,000
2014-04-26Price change$449,000
2014-03-14Listed for sale$469,000

For Sale by Agent

AgentChelsea King
BrokerageInvest SLO

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