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120 Becca Dr, Elizabeth City, NC, 27909

4beds
2baths
2,678sqft
$400,000
$149price/sqft
$2,608/moest. monthly cost
$104,320/yrincome needed

About This Home

Charming 3-bedroom, 2-bath home with a spacious FROG offering flexibility for a home office, playroom, guest space, or additional living area. Nestled on approximately 0.69 acres in Coppersfield subdivision, this property provides a peaceful setting with room to enjoy both indoor and outdoor living. The screened-in sunroom for relaxing with morning coffee or entertaining year-round while overlooking the expansive yard. Convenient layout, generous lot size, and versatile bonus space make this home a must-see. Ideally located just minutes from the United States Coast Guard, shopping, dining, and everyday conveniences.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Weeksville ElementaryGrades K-52.3 mi
6/10
River Road MiddleGrades 6-82.9 mi
2/10
Northeastern HighGrades 9-125.6 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Composition
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate/LVP
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,678 sqft

Property

Details

  • Parcel number: 8931271193
  • Zoning: R-25

Features

  • Stories: 2
  • Pool features: None
  • Fencing: None
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 0.69 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Multi Car,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Hurricane
Lightning
Strong Wind
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Pasquotank County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$174$2,088
Property Taxes $163$1,956
Electricity $249$2,993
Total$2,608$31,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,417/yr
40% on housing$78,240/yr
45% on housing$69,546/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 27909$153
Pasquotank County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 27909$185
Pasquotank County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentKim Schweikarth
BrokerageOwn Real Estate LLC

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