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2522 N Harding St, Indianapolis, IN, 46208

2beds
1baths
988sqft
$110,000
$111price/sqft
$1,017/moest. monthly cost
$40,680/yrincome needed

About This Home

Investors Welcome! This tenant occupied 2 bedroom 1 bath home offers immediate rental income and strong investment potential. The home features a spacious living room, kitchen equipped with a stove and refrigerator, a large bathroom, washer and dryer, and a large fenced in back yard. Conveniently located just minutes from downtown, shopping, dining, and other amenities. Add this cash flowing property to your portfolio today!

Getting Around

47
WalkingCar-Dependent
35
TransitSome Transit
53
BikeBikeable

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Electric Oven,Refrigerator

Basement

  • Has basement: Yes

Bedroom2

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 988
  • Total interior livable area: 988 sqft

Kitchen

  • Level: Main
  • Area: 104
  • Dimensions: 13x8

Living Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Master Bedroom

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Property

Details

  • Parcel number: 490627127314000101
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Fenced,Full

Lot

  • Lot size: 3,920 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Heat Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$84$1,008
Property Taxes $193$2,316
Electricity $184$2,212
Total$1,017$12,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,868/yr
40% on housing$30,510/yr
45% on housing$27,120/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 46208$118
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46208$118
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$110,000
2026-03-31Listing removed$995
2026-03-19Price change$995
2026-02-19Price change$1,035
2026-01-15Price change$1,150
2025-08-20Listed for rent$1,250
2024-01-05Sold$110,000
2023-12-27Pending sale$115,000
2023-12-16Listed for sale$115,000
2023-12-04Pending sale$115,000
2023-11-29Price change$115,000
2023-11-07Listed for sale$120,000
2023-09-22Listing removed--
2023-09-14Listed for rent$1,100
2023-09-14Listing removed--
2023-06-01Sold$98,500
2023-04-24Pending sale$98,500
2023-04-20Listed for sale$98,500
2015-11-13Listing removed$26,000
2015-05-22Price change$26,000
2015-01-31Listed for sale$29,000
2010-12-30Sold$8,500
2010-12-12Pending sale$8,900
2010-11-28Price change$8,900
2010-11-24Listed for sale--
2006-01-23Sold$21,125

For Sale by Agent

AgentEdwin Watson
BrokerageTriple E Realty, LLC

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