498 Ridgefield Cir, Guntersville, AL, 35976
About This Home
Custom-bulit 2023 mountain home offering 2542 sq ft of refined living with breathtaking Guntersville Lake views on a.67 acre lot. Designed with stunning oversized windows, soaring 10 ft ceilings, and a bright open floor plan. Spacious bedrooms provide comfort and privacy. The eat-in kitchen features quality finishes, a butler's pantry, and flows seamlessly into the living area. Luxurious tile bath with separate powder room. Two-car garage plus unfinished basement/workshop for storage or projects. Relax on the covered porch with a large outdoor TV and enjoy serene mountain living at it finest
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Basement,Crawl Space
Bathroom1
- Features: 9’ Ceiling,Double Vanity,Granite Counters,Smooth Ceiling,Tile,Built-in Features
- Level: First
- Area: 112
Bathroom2
- Features: 9’ Ceiling,Recessed Lighting,Smooth Ceiling,Wood Floor
- Level: First
- Area: 28
Bedroom
- Features: 9’ Ceiling,Bay WDW,Ceiling Fan(s),Recessed Lighting,Smooth Ceiling,Wood Floor,Walk-In Closet(s)
- Level: First
- Area: 195
Bedroom2
- Features: 9’ Ceiling,Ceiling Fan(s),Recessed Lighting,Smooth Ceiling,Wood Floor,Walk-In Closet(s)
- Level: First
- Area: 192
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Masonry,One
- Fireplace: Yes
Heating & Cooling
- Heating features: Central 1
- Cooling features: Central 2
Interior Area
- Total interior livable area: 2,542 sqft
Kitchen
- Features: 10’ + Ceiling,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Recessed Lighting,Smooth Ceiling,Wood Floor,Built-in Features
- Level: First
- Area: 240
Laundry Room
- Features: 9’ Ceiling,Recessed Lighting,Smooth Ceiling,Tile,Built-in Features,Utility Sink
- Level: First
- Area: 104
Living Room
- Features: 10’ + Ceiling,Bay WDW,Ceiling Fan(s),Fireplace,Recessed Lighting,Smooth Ceiling,Wood Floor
- Level: First
- Area: 475
Master Bathroom
- Features: 9’ Ceiling,Double Vanity,Granite Counters,Tile
- Level: First
- Area: 144
Master Bedroom
- Features: 9’ Ceiling,Bay WDW,Ceiling Fan(s),Chair Rail,Recessed Lighting,Smooth Ceiling,Walk-In Closet(s),Wainscoting
- Level: First
- Area: 255
Property
Details
- Parcel number: 1506140000002.018
Lot
- Lot size: 0.67 Acres
Parking
- Parking features: Garage-Attached,Garage Door Opener,Alley Access,Driveway-Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Earthquake
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $642 | $7,704 |
| Property Taxes | $199 | $2,388 |
| Electricity | $284 | $3,413 |
| Total | $5,165 | $61,980 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Price change | $819,000 |
| 2026-01-15 | Listed for sale | $839,000 |
| 2020-07-30 | Sold | $23,500 |
View on Zillow