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198 Worthington Ln, Guntersville, AL, 35976

5beds
3baths
4,137sqft
$809,900
$196price/sqft
$5,410/moest. monthly cost
$216,400/yrincome needed

About This Home

Amazing full brick custom home located in "Savannah Place", a private gated neighborhood, on approx. 3 acres. This property features: 5 bedrooms, 3 baths, home office, rec room, bonus room, granite countertops with appliances including double ovens, large primary bath w/tiled shower, dual laundry rooms, one on main level and one upstairs, storm room, walnut hardwood floors, covered porch with deck, 2 car attached garage and a 17x27 detached garage, concrete drive, underground utilities w/Spectrum cable, new central unit in 2022. Conveniently located only about 5 minutes to Lake Guntersville and about 40 minutes to South Huntsville.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
Brindlee Mt High SchoolGrades 6-121.9 mi
5/10
Grassy Elementary SchoolGrades PK,3-53.3 mi

Construction

Condition

  • Year built: 2011

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Double Oven,Dishwasher,Microwave

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 132

Bedroom3

  • Features: Carpet
  • Level: First
  • Area: 143

Bedroom4

  • Features: Carpet,Smooth Ceiling
  • Level: Second
  • Area: 143

Bedroom5

  • Features: Carpet
  • Level: Second
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Features: Carpet,Recessed Lighting
  • Level: Second
  • Area: 240

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 2
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 4,137 sqft

Kitchen

  • Features: Eat-in Kitchen,Recessed Lighting,Smooth Ceiling,Tile
  • Level: First
  • Area: 325

Laundry Room

  • Features: Tile
  • Level: First
  • Area: 42

Living Room

  • Features: Ceiling Fan(s),Recessed Lighting,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 462

Master Bedroom

  • Features: Ceiling Fan(s),Carpet,Smooth Ceiling,Tray Ceiling(s)
  • Level: First
  • Area: 270

Office

  • Features: Carpet
  • Level: Second
  • Area: 143

Property

Details

  • Parcel number: 1401020000007.013

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Porch,Deck

Lot

  • Lot size: 3.09 Acres

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Garage-Detached,Garage Faces Side,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,095$49,140
Home Insurance *$651$7,812
Property Taxes $202$2,424
Electricity $462$5,554
Total$5,410$64,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,485/yr
40% on housing$162,300/yr
45% on housing$144,266/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$238
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$799,900
2026-07-31Price change$809,900
2026-07-19Price change$819,900
2026-07-16Price change$829,900
2026-06-24Listed for sale$839,900
2026-06-23Listing removed--
2026-06-13Listed for sale$839,999
2017-02-07Sold$360,000

For Sale by Agent

AgentBert Phillips
BrokerageAinsworth Real Estate, LLC

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