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221 Oakcrest Dr, Guntersville, AL, 35976

5beds
5baths
3,456sqft
$815,000
$236price/sqft
$5,365/moest. monthly cost
$214,600/yrincome needed

About This Home

Designer-built in Lake Guntersville's golf community and only 2 years old! This stunning Gunter's Landing home offers partial lake views overlooking the golf course. Every detail was thoughtfully designed, featuring a beautiful entry, custom built-ins, brick fireplace, custom Roman shades, catering pantry with appliance outlets, whole-home water filtration system, pellet ice maker, grocery door from the garage, upstairs laundry chute, spacious utility room with deep sink, golf cart storage, huge walk-in attic, safe room, abundant storage, and exceptional outdoor living space. Luxury, comfort, and unmatched craftsmanship make this one-of-a-kind home a must-see!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

10/10
9/10
6/10
Guntersville High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Microwave,Ice Maker,Gas Oven,Tankless Water Heater,Gas Cooktop

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: 9’ Ceiling,Crown Molding,LVP
  • Level: First
  • Area: 45

Bedroom

  • Level: Second
  • Area: 168

Bedroom2

  • Features: 9’ Ceiling,Crown Molding,Smooth Ceiling,LVP Flooring
  • Level: First
  • Area: 99

Bedroom3

  • Level: Second
  • Area: 144

Bedroom4

  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: Second
  • Area: 378

Features

  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1,Central 2,Electric
  • Cooling features: Central 1,Central 2,Electric

Interior Area

  • Total interior livable area: 3,456 sqft

Kitchen

  • Features: 9’ Ceiling,Crown Molding,Kitchen Island,Pantry,Recessed Lighting,Smooth Ceiling,Wet Bar,LVP,Quartz
  • Level: First
  • Area: 110

Living Room

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Fireplace
  • Level: First
  • Area: 288

Master Bedroom

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Recessed Lighting,Walk-In Closet(s),LVP
  • Level: First
  • Area: 195

Property

Details

  • Parcel number: 0909310001038.036

Features

  • Patio & porch: Covered,Covered Porch,Front Porch,Patio

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 70.1 x 185.10 x 88.09

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Garage Door Opener,Garage Faces Front,See Remarks,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,121$49,452
Home Insurance *$655$7,860
Property Taxes $203$2,436
Electricity $386$4,640
Total$5,365$64,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,942/yr
40% on housing$160,950/yr
45% on housing$143,066/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$237
Marshall County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$799,000
2026-07-16Listed for sale$815,000

For Sale by Agent

AgentFelicia Simpson
BrokerageAinsworth Real Estate, LLC

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