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3210 Hovey St, Indianapolis, IN, 46218

4beds
3baths
3,225sqft
$305,000
$95price/sqft
$2,466/moest. monthly cost
$98,640/yrincome needed

About This Home

Better than new! Built in 2022, this beautifully designed 4-bedroom, 2.5-bath home offers modern finishes, an open-concept layout, and the peace of mind that comes with nearly new construction. Step inside to a bright and spacious main level featuring luxury vinyl plank flooring, a large great room, and a stunning kitchen with an oversized center island, stainless steel appliances, abundant cabinetry, and generous counter space. Whether you're entertaining or enjoying a quiet evening at home, this layout is designed for today's lifestyle. Best of all, all kitchen appliances, plus the washer and dryer, are included! The impressive 25' x 20' primary suite is truly a retreat, offering plenty of room for a sitting area, reading nook, or home office. The spa-inspired en-suite bath features a custom tiled walk-in shower, double vanity, and an oversized 11' x 9' walk-in closet with exceptional storage and organization. Three additional bedrooms, including one on the main level, provides flexibility for guests, hobbies, or a home office. Beautifully finished bathrooms, neutral decor, abundant natural light, and thoughtful design make this home completely move-in ready. Why wait months to build? Enjoy all the benefits of a nearly new home with appliances included and immediate availability. This home offers the perfect combination of style, space, and convenience-don't miss your opportunity to make it yours!

Getting Around

28
WalkingCar-Dependent
35
TransitSome Transit
51
BikeBikeable

Schools

2/10
Arlington Woods School 99Grades PK-61.4 mi
2/10
Shortridge High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Block,Crawl Space
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Gas Water Heater,Exhaust Fan,MicroHood,Electric Oven,Range Hood,Refrigerator,Washer,Water Heater,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedroom3

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedroom4

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 150
  • Dimensions: 10x15

Features

  • Attic Access,Breakfast Bar,Kitchen Island,Pantry,Smart Thermostat,Walk-In Closet(s)
  • Attic: Access Only
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,225
  • Total interior livable area: 3,225 sqft

Kitchen

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Laundry

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 36
  • Dimensions: 6x6

Living Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 200
  • Dimensions: 20x10

Master Bedroom

  • Features: Luxury Vinyl Plank
  • Level: Upper
  • Area: 500
  • Dimensions: 25x20

Property

Details

  • Parcel number: 490719132397000101
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 6,969 sqft
  • Features: Sidewalks

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$388$4,656
Property Taxes $241$2,892
Electricity $295$3,547
Total$2,466$29,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,548/yr
40% on housing$73,980/yr
45% on housing$65,760/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 46218$77
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46218$77
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$289,000
2026-08-05Price change$289,000
2026-07-17Listed for sale$305,000
2026-02-14Listing removed$290,000
2026-01-22Price change$290,000
2026-01-14Listed for sale$300,000
2025-08-02Listing removed$299,900
2025-07-09Price change$299,900
2025-06-19Listed for sale$309,900
2025-05-06Listing removed$2,435
2025-04-02Price change$2,435
2025-03-22Listed for rent$2,485
2023-12-25Listing removed--
2023-11-30Listed for rent$2,050
2023-09-29Listing removed--
2023-09-19Price change$2,500
2023-09-01Listed for rent$2,100
2023-06-10Listing removed--
2023-05-11Listed for rent$2,500
2023-01-20Sold$280,000
2022-12-19Pending sale$289,999
2022-11-27Price change$289,999
2022-11-10Listed for sale$299,999
2021-03-18Sold$20,750
2020-11-24Listed for sale$20,750
2020-01-28Sold$4,415
2012-10-16Sold$2,750
2008-07-01Sold$28,800
2008-05-09Sold$3,000
AgentJulie Preston
BrokerageFC Tucker Company

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