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321 W Owens St, Show Low, AZ, 85901

3beds
2baths
1,527sqft
$499,999
$327price/sqft
$3,058/moest. monthly cost
$122,320/yrincome needed

About This Home

Centrally located in Show Low on a cul-de-sac lot, this 3-bedroom, 2-bath home sits on a quarter acre and offers both comfort and functionality. The property is currently used as a short-term rental, making it a great option for both personal use and investment. Inside, the home features luxury vinyl flooring, granite countertops, and an open layout that connects the kitchen, dining, and living areas. The primary suite includes a soaking tub, acrylic surround shower, and a large walk-in closet. The guest bathroom also features an acrylic shower with sliding glass doors. Step outside to a large back deck with Trex decking, offering a great space to enjoy the cooler mountain weather and added privacy of the backyard. Additional features include LP siding, a tankless on-demand gas water heater, and a water softener. Located close to shopping, dining, and outdoor recreation, this home offers a convenient location with the added benefit of proven rental income.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
3/10
Show Low High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Eat-in Kitchen,Tub,Shower,Double Vanity,Full Bath,Kitchen/Dining Room Combo
  • Flooring: Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,527
  • Total interior livable area: 1,527 sqft

Property

Details

  • Parcel number: 21072040

Features

  • Patio & porch: Deck
  • Exterior features: Rain Gutters,Outdoor Grill
  • Fencing: Privacy

Lot

  • Lot size: 0.26 Acres
  • Features: Cul-De-Sac,Wooded,Tall Pines On Lot

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Wildfire
Cold Wave
Inland Flooding

FEMA Declared Disasters in Navajo County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance $152$1,824
Property Taxes $162$1,944
Electricity $216$2,603
Total$3,058$36,696

Income You'd Need if You Spent...

35% on housing$104,845/yr
40% on housing$91,740/yr
45% on housing$81,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 85901$210
Navajo County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 85901$292
Navajo County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$499,999
2026-03-29Listed for sale$510,000
2022-10-17Sold$469,000
2022-09-23Listed for sale$469,000
2022-02-28Sold$367,900
2021-03-31Sold$45,000
2020-01-28Price change$45,000
2019-11-14Listed for sale$40,000

For Sale by Agent

AgentKeri Reidhead
BrokerageWest USA Realty - Show Low

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