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7705 N Caballero Rd, PAYSON, AZ, 85541

4beds
3baths
3,396sqft
$945,000
$278price/sqft
$5,835/moest. monthly cost
$233,400/yrincome needed

About This Home

***Motivated Seller***Bring your RV, car collection, and toys -- this property was built to accommodate them all. With flexible living spaces, premium finishes, unmatched storage, and scenic Rim views, it's a rare find in Mesa Del Caballo. Discover this one-of-a-kind investment property designed for comfort, security, and versatility -- all with breathtaking views of the Mogollon Rim. Secure gated entry for peace of mind. Concrete driveways with ample space for trailers or additional vehicles. RV gate & RV garage complete with its own living quarters -- Includes a full kitchen, bathroom, and private living space, making it ideal as a guest suite, multi-generational setup, or private retreat. No HOA restrictions on HUGE LOT. Private Rooftop balcony with Mogollon Rim views. Modern kitchen featuring high-end appliances, granite countertops, and abundant storage. Custom tile & wood flooring throughout. Luxury window treatments for a refined finish. Separate HVAC system for the 2,000 sq ft garage Plenty of car space to showcase your collection! Easy access to trails, lakes, and outdoor recreation while still close to shops, and dining. This property is a dream for adventurers, families, or anyone seeking a mountain retreat with flexible living options and abundant garage space.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

--
Payson Elementary SchoolGrades K-22.3 mi
5/10
4/10
Payson High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Asphalt
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Single Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener,Dryer,Washer
  • Laundry features: Gas or Electric Hook Up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Eat-in Kitchen,Living-Dining Combo,Kitchen-Dining Combo,Pantry,Walk In Pantry,Master Main Floor,In-Law Floorplan,Kitchen Island
  • Window features: Double Pane Windows
  • Flooring: Tile,Wood,Concrete,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 3,396
  • Total interior livable area: 3,396 sqft

Property

Details

  • Parcel number: 30234074A
  • Zoning: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Covered Patio
  • Fencing: Security,Block,Wrought Iron
  • Has view: Yes
  • View description: Mountain(s),Rural

Lot

  • Lot size: 0.42 Acres
  • Features: Landscaped
  • Lot size dimensions: 155 x 118

Parking

  • Total spaces: 10
  • Parking features: Garage Door Opener,Attached,Covered RV Parking,Direct Access,Oversized,RV Garage,Tandem,RV Gated
  • Has garage: Yes
  • Attached garage spaces: 10
  • Covered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Wildfire
Lightning
Winter Weather

FEMA Declared Disasters in Gila County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,778$57,336
Home Insurance $265$3,180
Property Taxes $433$5,196
Electricity $359$4,315
Total$5,835$70,020

Income You'd Need if You Spent...

35% on housing$200,057/yr
40% on housing$175,050/yr
45% on housing$155,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 85541$216
Gila County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 85541$276
Gila County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-08Price change$985,000
2026-01-26Price change$1,150,000
2025-12-12Listed for sale$1,195,000

For Sale by Agent

AgentDiana Russ
BrokerageWest USA Realty

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