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1635 N Delaware St, Indianapolis, IN, 46202

3beds
2baths
2,494sqft
$399,900
$160price/sqft
$2,804/moest. monthly cost
$112,160/yrincome needed

About This Home

Welcome to the heartbeat of historic Herron-Morton Place! Looking for character, you've got it with this incredible Victorian built in 1990 and renovated in 2000! This wonderful home gives a nod to a previous era while providing for modern conveniences. The stained glass front door sets the stage for a grand entry into soaring 12 foot ceilings, gleaming hardwoods, and an abundance of huge windows showering the space with natural light. Flexibility abounds with a large family room plus adjacent living room. The dining room is the heart of the house leading to an updated kitchen with convenient laundry area. The primary bedroom is a perfect refuge with large en suite bath. You will also find a lovely guest room on the main level, and tucked away upstairs is a large third bedroom which can easily be used as a den/office, complete with standalone mini-split HVAC system. Step outside to your completely fenced backyard with raised/covered deck and separate patio, perfect for entertaining! The detached two car garage means no more fighting the elements! This gem is perfectly located for all things downtown Indy and is convenient to highways and interstates. Don't wait, call your agent and make an appointment immediately!

Getting Around

81
WalkingVery Walkable
52
TransitGood Transit
73
BikeVery Bikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1900

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Gas Water Heater,Gas Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Bedroom3

  • Level: Upper
  • Area: 228
  • Dimensions: 19x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Family Room

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Features

  • Attic Access,Built-in Features,Hardwood Floors,Smart Thermostat
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Other
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 2,494
  • Total interior livable area: 2,494 sqft

Kitchen

  • Level: Main
  • Area: 126
  • Dimensions: 14x9

Living Room

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Master Bedroom

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Property

Details

  • Parcel number: 490636158048000101
  • Other equipment: Radon System
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Fencing: Fenced,Full,Privacy

Lot

  • Lot size: 6,098 sqft
  • Features: Sidewalks,Street Lights

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$189$2,268
Property Taxes $365$4,380
Electricity $228$2,743
Total$2,804$33,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,137/yr
40% on housing$84,120/yr
45% on housing$74,773/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 46202$169
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46202$182
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$409,900
2026-04-01Price change$414,900
2026-02-28Listed for sale$419,900
2024-07-10Sold$394,000
2024-06-09Pending sale$398,000
2024-06-03Listed for sale$398,000
2024-05-20Pending sale$398,000
2024-05-03Listed for sale$398,000
2022-03-18Sold$350,000
2022-02-03Pending sale$354,900
2022-02-01Price change$354,900
2021-11-29Price change$359,900
2021-11-16Listed for sale$374,900
2016-06-06Sold$281,000
2016-04-05Listed for sale$269,900

For Sale by Agent

AgentDavid Johnson
BrokerageF.C. Tucker Company

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