3777 Emerald Shore Cir, Loveland, CO, 80538
About This Home
Discover this distinctive Daley home! Included features: a covered front porch; a spacious study off the two-story entry; a gourmet kitchen boasting a sizable island, a walk-in pantry, and an open dining area; an impressive great room with a cozy fireplace; a powder room; a main-floor bedroom with an attached bath; an airy loft; a luxurious primary suite offering an immense walk-in closet and a deluxe bath with dual vanities, a shower, and a soaking tub; three secondary bedrooms with two shared bathrooms; an upstairs laundry; a finished basement showcasing a bedroom, a full bath, and a large rec room with a wet bar; and an inviting covered patio. This could be your dream home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction,Under Construction
- New construction: Yes
- Year built: 2026
Other
- Builder name: Richmond American Homes
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Interior Area
- Total interior livable area: 4,800 sqft
Property
Details
- Parcel number: 8505126013
Features
- Levels: 2.0
- Stories: 2
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Winter Weather
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,854 | $58,248 |
| Home Insurance * | $415 | $4,980 |
| Property Taxes | $415 | $4,980 |
| Electricity | $362 | $4,348 |
| Total | $6,046 | $72,552 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Price change | $959,950 |
| 2026-02-07 | Price change | $989,950 |
| 2026-02-06 | Price change | $1,028,358 |
| 2026-02-04 | Price change | $992,878 |
| 2025-09-26 | Listed for sale | $989,950 |
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