See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5714 Maude Rd, Panama City, FL, 32404

4beds
2baths
2,786sqft
$499,900
$179price/sqft
$3,763/moest. monthly cost
$150,520/yrincome needed

About This Home

Welcome to your own private slice of country paradise where peaceful living meets modern comfort, all just 10 minutes from town. Situated on 1.34 acres with a beautiful pond backdrop, this property offers the kind of freedom and lifestyle that's getting harder to find. With no HOA, there's plenty of room to enjoy the outdoors, ride side-by-sides, 4-wheelers, and dirt bikes, or simply spread out and enjoy the privacy. Built to last with a brick exterior and metal roof, this home combines durability, comfort, and timeless appeal. Inside, the thoughtfully designed split-bedroom floor plan features 3 bedrooms on the first floor, creating both comfort and privacy for everyday living. The kitchen was designed with both style and practicality in mind, featuring beautiful finishes, plenty of workspace, and a gas stove perfect for anyone who loves to cook and entertain. The spacious primary suite feels like a retreat of its own with a spa-inspired bathroom featuring a deep soaking tub, a large walk-in shower with both a rain shower and regular shower head, and the perfect setup to relax after a long day. Upstairs, you'll find a large bonus room that could easily function as a 4th bedroom complete with a large walk-in closet or office space. This flexible area would also make the perfect man cave, game room, media room, playroom, or hobby space depending on your needs. Step outside to a large covered back porch with plenty of room for outdoor furniture and future outdoor kitchen space, all overlooking the backyard oasis. The newer pool and pool deck are designed for easy maintenance so you can spend more time enjoying and less time working. Between the pool, pond, and open space, the backyard delivers the ultimate country lifestyle that will make you never want to leave home. Additional features include custom mudroom cabinetry for extra storage and organization, plus a laundry room straight out of TikTok, stylish, functional, and designed to make everyday tasks feel a little more enjoyable. If you've been searching for a property that offers space, freedom, and a lifestyle you can truly enjoy, this one checks all the boxes.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
23
BikeSomewhat Bikeable

Schools

3/10
4/10
2/10
Rutherford High SchoolGrades 6-128.8 mi

Construction

Condition

  • Year built: 2019

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Oven,Tankless Water Heater

Bedroom

  • Level: First
  • Dimensions: 11 x 12

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Coal
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,786
  • Total interior livable area: 2,786 sqft

Kitchen

  • Level: First
  • Dimensions: 15 x 16

Master Bedroom

  • Level: First
  • Dimensions: 13 x 12

Property

Details

  • Parcel number: 05641531015
  • Zoning description: County

Features

  • Private pool: Yes
  • Pool features: Above Ground,Private
  • Fencing: Fenced

Lot

  • Lot size: 1.34 Acres
  • Features: Paved
  • Lot size dimensions: 100 x 556

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$509$6,108
Property Taxes $447$5,364
Electricity $280$3,364
Total$3,763$45,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,017/yr
40% on housing$112,890/yr
45% on housing$100,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 32404$160
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32404$179
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$499,900
2026-04-06Listing removed$489,000
2026-03-18Price change$489,000
2026-03-09Price change$498,000
2026-03-04Listed for sale$499,000
2026-02-17Pending sale$499,000
2025-11-19Price change$499,000
2025-10-16Price change$510,000
2025-08-01Price change$542,500
2025-07-11Listed for sale$550,000
2018-03-06Sold$8,000

For Sale by Agent

AgentMorgan Benton
BrokerageEXP Realty LLC

Similar Homes