See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

7341 Morningside Dr, Panama City, FL, 32404

4beds
2baths
1,799sqft
$294,900
$164price/sqft
$2,407/moest. monthly cost
$96,280/yrincome needed

About This Home

New construction home located in Morningside. This Cali floor plan is located at 7341 Morningside Dr. Situated on a deep lot, this home is 4 bedrooms, 2 bathrooms with a two-car garage. The exterior of this home features vinyl siding, a sodded yard with a landscaped flowerbed along the front entry. In the kitchen and bathrooms, you will see the beautiful granite countertops and white cabinetry that has brushed nickel hardware. The primary bathroom has a large closet with ventilated shelving and a dual sink vanity. The kitchen has stainless-steel appliances including a stove, microwave, and dishwasher with center island is open to the large living room and dining area. Three additional rooms are located off the front entry hall as well as a laundry room. Morningside is a great choice for military personnel working at Tyndall Air Force base as it is only about a 15-minute drive away. Morningside is located off Highway 231 making it a short drive to shopping, food, schools, and the beautiful beaches of Panama City Beach.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

3/10
4/10
6/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Plumbed For Ice Maker

Bedroom

  • Level: First
  • Dimensions: 12.1 x 15.1

Bedroom

  • Level: First
  • Dimensions: 12.2 x 10.8

Bedroom

  • Level: First
  • Dimensions: 12.6 x 11.2

Bedroom

  • Level: First
  • Dimensions: 11.3 x 11.1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 18.4 x 10.9

Features

  • Smart Home
  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Central,Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,799
  • Total interior livable area: 1,799 sqft

Kitchen

  • Level: First
  • Dimensions: 12.11 x 10.1

Living Room

  • Level: First
  • Dimensions: 15.4 x 15.1

Property

Accessibility

  • Accessibility features: Smart Technology

Details

  • Parcel number: 05469011038
  • Zoning description: Resid Single Family

Features

  • Patio & porch: Covered,Patio,Porch

Lot

  • Lot size: 7,405 sqft
  • Features: Paved
  • Lot size dimensions: 50 x 149

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Paved,Community Structure
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$300$3,600
Property Taxes $419$5,028
Electricity $197$2,366
Total$2,407$28,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,525/yr
40% on housing$72,210/yr
45% on housing$64,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 32404$160
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32404$179
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$294,900

New Construction Spec

AgentMark A Miles
BrokerageDR Horton Realty of Emerald Coast, LLC

Similar Homes