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124 SE 423rd St, Cross City, FL, 32628

2beds
2baths
1,152sqft
$175,000
$152price/sqft
$1,316/moest. monthly cost
$52,640/yrincome needed

About This Home

Forget the stress of renovations! This beautifully updated home at 124 SE 425th St offers immediate comfort and modern style. Whether you are looking for a primary residence, a seasonal fishing retreat, or a reliable rental property, this home is ready for you to move right in and start enjoying the Dixie County lifestyle. This property is situated directly adjacent to 123 SE 425th St, a gutted structure also currently for sale. Savvy buyers can purchase both parcels together to create a massive contiguous homestead.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
Ruth Rains Middle SchoolGrades 5-72.6 mi
2/10
Dixie County High SchoolGrades 8-121.5 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Granite Counters,Wood Cabinets
  • Window features: Single Pane
  • Flooring: Laminate
  • Fireplace features: None

Heating

  • Heating features: Ductless

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Features: 1 Master Suite

Property

Details

  • Parcel number: 141012000027090205

Features

  • Patio & porch: Open Deck
  • Topography of land: Level
  • Residential vegetation: Wooded

Lot

  • Lot size: 3.48 Acres
  • Features: Interior Lot,Irregular Lot,Cleared,Native Plants

Parking

  • Parking features: Open,Dirt,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Dixie County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$148$1,776
Property Taxes $87$1,044
Electricity $197$2,366
Total$1,316$15,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,120/yr
40% on housing$39,480/yr
45% on housing$35,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.6%
17.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 32628$119
Dixie County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 32628
Dixie County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$175,000
2023-03-03Sold$66,800
2023-02-22Pending sale$75,000
2023-02-20Listing removed--
2023-02-20Pending sale$75,000
2023-02-12Price change$75,000
2023-02-06Price change$78,000
2023-01-30Price change$79,500
2023-01-21Listed for sale$82,500
2022-07-05Sold$27,500

For Sale by Agent

AgentLianne Leblanc
BrokerageSuwannee Realty (Suwannee)

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