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5128 Moss Hammock Trl, Sebring, FL, 33872

4beds
2baths
1,874sqft
$389,900
$208price/sqft
$2,874/moest. monthly cost
$114,960/yrincome needed

About This Home

Welcome to your beautiful new home! If your looking for a welcoming, small generational neighborhood, you don't want to miss seeing this property. Moss Hammock will become your peaceful retreat! This beautiful 4-bedroom, 2-bathroom home offers the perfect blend of comfort, space, and serene natural surroundings. Nestled in a quiet neighborhood, adjacent to the Highlands Hammock State Park, this property features stunning pond views that create a relaxing backdrop for everyday living. Step inside to discover a bright and spacious floor plan designed for both entertaining and family life. The open-concept living and dining areas flow seamlessly, while the four bedrooms provide comfort and privacy for everyone. The primary suite offers a private escape with an en-suite bathroom and tranquil views. Enjoy morning coffee or evening sunsets from your front yard porch or your backyard oasis overlooking the ponds, where nature and calm surroundings make every day feel like a getaway. Located in a peaceful community with a welcoming atmosphere, this home is ideal for those seeking both convenience and tranquility. Moss Hammock is located close to Lake Jackson, golf courses, shopping, dining and all that the State Park has to offer. Everything you could need or want is within a short distance. We are also a quick drive to historic downtown Sebring where you will find lovely shops and restaurants on the circle.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
4/10
Hill-Gustat Middle SchoolGrades 6-103.0 mi
3/10
Sebring High SchoolGrades PK,9-125.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Oven,Range,Refrigerator

Bathroom3

  • Level: Main

Bathroom4

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Speed Internet,Cable TV
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,286
  • Total interior livable area: 1,874 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: C34342810000000010
  • Zoning description: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Open
  • Exterior features: Sprinkler/Irrigation
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Frontage length: 109

Lot

  • Lot size: 0.38 Acres

Parking

  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Tornado
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$250$3,000
Property Taxes $456$5,472
Electricity $197$2,366
Total$2,874$34,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,537/yr
40% on housing$86,220/yr
45% on housing$76,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 33872$105
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33872$173
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$399,900
2023-08-22Sold$342,180
2023-06-01Pending sale$346,890
2023-04-24Sold$34,500
2023-04-01Listed for sale$346,890
2020-09-02Sold$681,500

For Sale by Agent

AgentCatherine Marie Treffeisen
BrokerageSun N Lake Realty

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