104 Lakeridge Dr, Panama City, FL, 32405
About This Home
Did you say waterfront? Life on the water becomes your everyday backdrop in this beautifully updated waterfront home, where you can swim, fish, boat, or paddleboard right from your backyard. Designed to embrace both comfort and lifestyle, the home features 9-foot ceilings that create an open, airy feel, along with thoughtful upgrades throughout that elevate both form and function. Recent improvements offer peace of mind and modern efficiency, including a 2019 roof and a 2023 hot water recirculator for added convenience of warm water almost instantly. The outdoor living experience has been enhanced with a 2023 screened in lanai, perfect for enjoying tranquil water views and coastal breezes. Inside, updated appliances in 2023, custom pull-outs, an air purifier (2023) integrated into the HVAC system adding an extra layer of comfort. Additional upgrades include a slider with a lifetime warranty, elegant crown molding, quartz countertops, cabinet pull outs, . Even the natural surroundings add to the charm, with local wildlife like turtles often making an appearance along the water's edge. Perfectly located in the heart of Panama City, this home places you just minutes from historic downtown Panama City, the charm of historic St. Andrews, and the white sand beaches of the Gulf. Everyday conveniences like shopping and dining are close by, while your own backyard offers a private waterfront escape that feels like a world away.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Oven,Electric Water Heater
Bedroom
- Level: First
- Dimensions: 12.16 x 10
Bedroom
- Level: First
- Dimensions: 11.5 x 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,465
- Total interior livable area: 1,465 sqft
Living Room
- Level: First
- Dimensions: 19.66 x 19.41
Master Bedroom
- Level: First
- Dimensions: 16.66 x 11.75
Property
Details
- Parcel number: 11822739000
- Other equipment: Air Purifier
Features
- Patio & porch: Covered,Porch
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake,Lake Front
Lot
- Lot size: 4,356 sqft
- Features: Sprinkler System
- Lot size dimensions: 55 x 125 x 37 x 95
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $195 | $2,340 |
| Property Taxes | $318 | $3,816 |
| Electricity | $197 | $2,366 |
| Total | $2,727 | $32,724 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $419,000 |
| 2022-11-04 | Sold | $320,000 |
| 2022-10-07 | Pending sale | $320,000 |
| 2022-10-05 | Listed for sale | $320,000 |
| 2019-10-04 | Sold | $249,000 |
| 2019-08-27 | Listed for sale | $249,999 |
| 2016-06-23 | Sold | $43,000 |
| 2016-01-13 | Listed for sale | $49,500 |
| 2015-12-08 | Listing removed | $59,500 |
| 2014-06-10 | Price change | $59,500 |
| 2014-06-05 | Price change | $59,000 |
| 2011-07-08 | Listed for sale | $90,000 |
| 2005-12-08 | Sold | $105,000 |
| 2004-02-10 | Sold | $45,000 |
View on Zillow