




2923 Cedars Xing, Panama City, FL, 32405
About This Home
Located just 10 miles from Tyndall Air Force Base and only 4.3 miles from Downtown Panama City, this beautifully updated home offers the perfect blend of comfort, style, and convenience. Inside, you'll find durable LVP flooring throughout (2022). Major kitchen updates completed in 2022, including freshly painted cabinets with updated hardware, stylish butcher block countertops, a modern backsplash, and new appliances, creating a move-in ready space you'll love coming home to. A new roof was installed in 2019, adding even more value and peace of mind. The garage offers a workshop getaway. Work bench, wall storage to see all your toys, uh tools, and a screen door for the garage that allows the light and breeze in, but not anything else! It's perfect for those who like to work on projects. Step outside to a screened porch overlooking the privacy-fenced backyard, complete with a sprinkler system and storage building, making it ideal for entertaining, relaxing, or storing outdoor equipment. Located near shopping, dining, schools, and everyday amenities, this home combines modern updates, functionality, and an unbeatable central location. Whether you're a first-time homebuyer, military family, or investor, this is an opportunity you won't want to miss!
Getting Around
Schools
Construction
Condition
- Year built: 2009
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater
- Laundry features: Stacked
Bedroom
- Level: First
- Dimensions: 11.8 x 11
Bedroom
- Level: First
- Dimensions: 11 x 11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Coffered Ceiling(s),Main Level Primary,Smart Thermostat,Tub Shower,Walk-In Closet(s)
- Window features: Double Pane Windows
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,545
- Total interior livable area: 1,545 sqft
Kitchen
- Level: First
- Dimensions: 14.5 x 11.5
Laundry
- Level: First
- Dimensions: 6.5 x 5.5
Living Room
- Level: First
- Dimensions: 25 x 17
Master Bathroom
- Level: First
- Dimensions: 13.5 x 6
Master Bedroom
- Level: First
- Dimensions: 15 x 14
Other
- Level: First
- Dimensions: 8.5 x 6
Property
Details
- Parcel number: 14805119000
Features
- Patio & porch: Porch,Screened
- Exterior features: Porch
- Fencing: Fenced,Privacy
Lot
- Lot size: 7,405 sqft
- Features: Sprinkler System
- Lot size dimensions: 60 x 120
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,534 | $18,408 |
| Home Insurance * | $148 | $1,776 |
| Property Taxes | $270 | $3,240 |
| Electricity | $197 | $2,366 |
| Total | $2,149 | $25,788 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Price change | $299,500 |
| 2026-07-14 | Price change | $303,500 |
| 2026-06-04 | Listed for sale | $310,000 |
| 2022-07-22 | Sold | $275,000 |
| 2022-06-26 | Pending sale | $275,000 |
| 2022-06-24 | Listed for sale | $275,000 |
| 2009-02-10 | Sold | $179,000 |
