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860 N Live Oak St, Clewiston, FL, 33440

3beds
2baths
1,493sqft
$285,000
$191price/sqft
$1,978/moest. monthly cost
$79,120/yrincome needed

About This Home

Welcome to Montura Ranches in Woodland Subdivision. This is rural golf-cart and horse-friendly community with NO HOA's. Residents have access to the Community Clubhouse and Poolhouse at no charge. New construction includes a 1,493 sq ft 2024 DWMH Champion Model 26.8 x 56 with 3 bedrooms and 2 baths. All new septic, well and underground electric wiring sitting on 1.03 acre. Beautiful color modern scheme and trimming through the house with laminate flooring. Stainless steel appliances for kitchen included. Property qualifies for USDA, FHA and VA lending. Enjoy the peaceful country farm life near the entrance of Montura Ranches, 20 min out of town and 1.5hr from each coast. This rural community is growing. This property is located close to Flaghole and out of Montura Ranches closer than most. Pay no city taxes and have a big yard for your toys such atvs, rvs, and multiple vehicles. Call to schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Eastside Elementary SchoolGrades PK-510.5 mi
3/10
Clewiston Middle SchoolGrades 6-810.6 mi
3/10
Clewiston High SchoolGrades 9-1211.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Manufactured,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other,Manufactured Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedroom on Main Level,Family/Dining Room,Kitchen Island,Living/Dining Room,Shower Only,Separate Shower,Walk-In Closet(s),Split Bedrooms
  • Window features: Single Hung
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,493
  • Total interior livable area: 1,493 sqft

Property

Details

  • Parcel number: 13344070300008003.0
  • Lease amount: 0
  • Horse amenities: Horses Allowed

Features

  • Pool features: Community
  • Exterior features: None
  • Has view: Yes
  • View description: Partial Buildings,Trees/Woods
  • Waterfront features: None
  • Horses can be raised: Yes

Lot

  • Lot size: 1.03 Acres
  • Features: Other
  • Lot size dimensions: 150 x 293 x 150 x 293

Parking

  • Parking features: Deeded,Driveway,Two Spaces,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Strong Wind
Wildfire
Drought

FEMA Declared Disasters in Hendry County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$136$1,632
Property Taxes $204$2,448
Electricity $197$2,366
Total$1,978$23,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,817/yr
40% on housing$59,340/yr
45% on housing$52,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 12.1%
12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 33440$190
Hendry County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 33440$192
Hendry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$305,000
2026-03-30Listing removed$299,000
2026-02-18Price change$299,000
2025-10-29Listed for sale$310,000
2025-10-16Listing removed$315,000
2025-04-15Listed for sale$315,000
2023-12-14Sold$36,000
2005-08-02Sold$2,500

New Construction

AgentLinda Maldonado
BrokerageDyess Real Estate

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