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2417 Kirkwell Ave, Lynn Haven, FL, 32444

4beds
2baths
1,976sqft
$419,500
$212price/sqft
$3,135/moest. monthly cost
$125,400/yrincome needed

About This Home

Well-maintained 4-bedroom, 2-bath home in desirable Lynn Haven, built in 2023 and situated on over half an acre with no HOA, offering space, flexibility, and room for boats, RVs, or future additions. Located on a quiet, dead end street, this newer construction home was built with modern standards and construction upgrades that enhance durability, efficiency, and overall peace of mind. Inside, you'll find a spacious, split-bedroom floor plan, with LVP floors throughout and tray ceilings in multiple rooms that add character and style. The spacious primary suite features a large walk-in closet and an en-suite bath with his and her sinks, while the guest bathroom includes a double vanity for added convenience. Enjoy the added versatility of an enclosed back patio with windows and sliding glass doors, perfect for year-round relaxing or entertaining. The home also includes an upgraded water softener system and filtered kitchen sink water, ideal for well and septic living, along with an elevation certificate that may offer insurance benefits. The expansive yard provides plenty of room to enjoy the outdoors, and the location offers convenient access to shopping, dining, and parks--all while being within walking distance to the popular Rails to Trails for biking, jogging, and outdoor enjoyment. If you're looking for a newer home, space, and freedom without HOA restrictions, this property stands out. Buyer to verify all information. Information deemed reliable, but not guaranteed.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
4/10
Mowat Middle SchoolGrades 6-80.9 mi
6/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Brick Veneer,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Water Softener Owned

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,976
  • Total interior livable area: 1,976 sqft

Living Room

  • Level: First
  • Dimensions: 22 x 18

Master Bedroom

  • Level: First
  • Dimensions: 15 x 14

Patio

  • Level: First
  • Dimensions: 20 x 10

Property

Details

  • Parcel number: 11571063000
  • Special condition: Listed As-Is

Features

  • Stories: 1
  • Patio & porch: Enclosed,Patio
  • Exterior features: Patio

Lot

  • Lot size: 0.60 Acres
  • Features: Sprinkler System
  • Lot size dimensions: 105 x 251

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,121$25,452
Home Insurance *$460$5,520
Property Taxes $356$4,272
Electricity $198$2,386
Total$3,135$37,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,485/yr
40% on housing$94,050/yr
45% on housing$83,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 32444$215
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32444$190
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$439,900
2026-04-15Price change$454,900
2026-04-03Listed for sale$465,000
2023-05-08Sold$399,900
2023-04-17Pending sale$399,000
2023-03-10Listed for sale$399,000
2019-08-30Sold$95,000
2019-08-22Pending sale$45,000
2019-08-16Listed for sale$45,000
2017-09-26Sold$55,000
2013-10-01Sold$34,900

For Sale by Agent

AgentHeather Butler
BrokerageThink Real Estate

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