2200 Dorothy Ave, Panama City Beach, FL, 32408
About This Home
Beautiful and exceptionally well-maintained single-family home built in 2019, offering the perfect blend of comfort, flexibility, and value. Located in Flood Zone X, no flood insurance is required. With no short-term rental restrictions, this property is ideal for use as a primary residence, second home, or high-performing short-term rental investment. An assumable VA loan is available with highly attractive terms: 3.250% interest rate. Recent upgrades include a custom backyard stone patio with a wood gazebo valued at $15,000, a fully renovated master bathroom with tile shower and flooring, as well as updated tile floors in the upstairs bathroom totaling $10,000. The master bathroom has also been freshly painted. Washer and dryer convey with the property. With no HOA and a desirable location close to everything, this property offers outstanding convenience and long-term value. A must-see opportunity for buyers seeking quality, flexibility, and modern living.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2019
Materials
- Roof: Shake
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Bedroom
- Dimensions: 11 x 11
Bedroom
- Dimensions: 11 x 11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Dimensions: 11 x 11
Heating & Cooling
- Heating features: Electric
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 1,638
- Total interior livable area: 1,638 sqft
Kitchen
- Dimensions: 11 x 10
Living Room
- Dimensions: 16 x 16
Master Bedroom
- Dimensions: 16 x 16
Property
Details
- Parcel number: 27771010000
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Covered,Patio,Porch
- Exterior features: Covered Patio
- Fencing: Fenced
Lot
- Lot size: 9,147 sqft
- Lot size dimensions: 49*192
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,961 | $23,532 |
| Home Insurance * | $534 | $6,408 |
| Property Taxes | $333 | $3,996 |
| Electricity | $197 | $2,366 |
| Total | $3,025 | $36,300 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $399,900 |
| 2026-05-07 | Price change | $416,900 |
| 2026-04-26 | Price change | $417,000 |
| 2026-04-07 | Price change | $417,980 |
| 2026-04-03 | Price change | $417,990 |
| 2026-03-19 | Price change | $418,000 |
| 2026-03-15 | Price change | $423,000 |
| 2026-03-11 | Price change | $423,300 |
| 2026-03-05 | Price change | $428,300 |
| 2026-02-28 | Price change | $438,300 |
| 2026-02-24 | Price change | $438,400 |
| 2026-02-12 | Price change | $438,500 |
| 2026-02-06 | Price change | $438,600 |
| 2026-01-27 | Price change | $438,700 |
| 2026-01-23 | Price change | $438,800 |
| 2026-01-14 | Price change | $438,900 |
| 2026-01-13 | Price change | $443,800 |
| 2026-01-07 | Price change | $443,900 |
| 2026-01-04 | Price change | $448,900 |
| 2025-12-24 | Price change | $449,400 |
| 2025-12-18 | Price change | $449,500 |
| 2025-12-16 | Price change | $449,600 |
| 2025-12-11 | Price change | $449,700 |
| 2025-12-06 | Price change | $449,800 |
| 2025-12-01 | Listed for sale | $449,900 |
| 2019-10-25 | Sold | $279,000 |
| 2015-05-04 | Sold | $28,000 |
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