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623 Lyndell Ln, Panama City Beach, FL, 32407

6beds
5baths
2,835sqft
$1,475,000
$520price/sqft
$9,671/moest. monthly cost
$386,840/yrincome needed

About This Home

Stunning Coastal Craftsman home built in 2022. Solid investment property with proven rental history. Located just 2 houses from the beach and County Pier and featuring Gulf views from the spacious 2nd level Balcony. Designed and built by Bohn Construction. Located in a very high demand vacation rental location. A large 50x150 lot with stunning private pool, hot tub and outdoor living space. Fully fenced in backyard offers privacy and tranquility, No HOA..... Spanning over 2800 sq.ft and boasting 6 bedrooms with two Primary Suites, 4 full bathrooms and an additional half bathroom. This is a prefect investment property or primary residence.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
Surfside Middle SchoolGrades 6-81.6 mi
4/10
J.R. Arnold High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Metal
  • Construction materials: HardiPlank Type,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Electric Oven,Gas Range,Tankless Water Heater

Bedroom

  • Level: Second
  • Dimensions: 10 x 12

Bedroom

  • Level: Second
  • Dimensions: 10 x 12

Bedroom

  • Level: Second
  • Dimensions: 10 x 8

Bedroom

  • Level: Second
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 10 x 10

Features

  • Interior Steps,Smart Thermostat
  • Door features: Insulated Doors,Storm Door(s)
  • Window features: Double Pane Windows,Storm Window(s)
  • Flooring: Luxury Vinyl Plank

Great Room

  • Level: First
  • Dimensions: 20 x 20

Heating & Cooling

  • Heating features: Central,ENERGY STAR Qualified Equipment
  • Cooling features: Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 2,835
  • Total interior livable area: 2,835 sqft

Kitchen

  • Level: First
  • Dimensions: 10 x 18

Laundry

  • Level: First
  • Dimensions: 8 x 6

Master Bathroom

  • Level: First
  • Dimensions: 10 x 8

Master Bathroom

  • Level: Second
  • Dimensions: 10 x 10

Master Bedroom

  • Level: First
  • Dimensions: 20 x 20

Master Bedroom

  • Level: Second
  • Dimensions: 20 x 20

Property

Details

  • Parcel number: 34088000000
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Fenced,Gunite,Gas Heat,In Ground,Salt Water,Private
  • Patio & porch: Balcony,Deck,Covered,Patio
  • Exterior features: Covered Patio,Outdoor Shower
  • Fencing: Full,Fenced
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 1
  • Parking features: Garage,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,458$89,496
Home Insurance *$532$6,384
Property Taxes $1,396$16,752
Electricity $285$3,423
Total$9,671$116,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$331,577/yr
40% on housing$290,130/yr
45% on housing$257,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$520This listing

vs Other Active Listings

Avg $/sqft

ZIP 32407$268
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32407$231
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$1,475,000
2022-01-31Sold$899,800
2020-04-07Sold$160,000
2019-09-19Listed for sale$182,000

For Sale by Agent

AgentAndrew S Phillips
BrokerageBeachy Beach Real Estate

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