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4225 Elson Ave, Sebring, FL, 33875

3beds
2baths
1,340sqft
$239,900
$179price/sqft
$1,734/moest. monthly cost
$69,360/yrincome needed

About This Home

SELLER IS OFFERING $5,000 TOWARD BUYER’S CLOSING COSTS AND PREPAID EXPENSES WITH AN ACCEPTABLE OFFER! Welcome to this brand-new, never-lived-in home in Sebring, offering modern comfort, functionality, and no HOA. This beautiful property features 3 bedrooms, 2 bathrooms, 1,340 square feet of living area, and 2,050 total square feet, including an attached 1-car garage and a spacious covered rear patio. Enjoy tile flooring throughout, an open living and dining area, recessed lighting, and a modern kitchen designed for everyday living and entertaining. The primary bedroom includes a private bathroom and comfortable closet space. Conveniently located in Sebring and ready for immediate occupancy. Schedule your private showing today and take advantage of the seller’s $5,000 closing-cost contribution. Seller contribution is subject to an acceptable offer, buyer’s loan program, lender approval, and allowable closing costs.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Sebring Middle SchoolGrades 6-84.0 mi
3/10
Sebring High SchoolGrades PK,9-124.0 mi

Construction

Condition

  • Property condition: New Construction,Never Occupied
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Speed Internet
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,050
  • Total interior livable area: 1,340 sqft

Property

Details

  • Parcel number: C02352805014400220
  • Zoning description: R1A
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Open
  • Frontage length: 50

Lot

  • Lot size: 5,662 sqft

Parking

  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Tornado
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$187$2,244
Property Taxes $137$1,644
Electricity $197$2,366
Total$1,734$20,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,451/yr
40% on housing$52,020/yr
45% on housing$46,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 33875$105
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33875$182
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$239,900
2026-07-07Price change$239,900
2026-05-24Price change$245,000
2026-05-15Price change$255,000
2026-04-22Price change$257,000
2026-04-14Price change$260,000
2026-02-23Price change$259,900
2026-01-24Price change$264,299
2025-12-10Listed for sale$269,990
2016-09-30Sold$2,000
2000-02-18Sold$8,000

New Construction

AgentMadelain Caridad Negrin Martinez
BrokerageLPT Realty LLC

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