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3926 Diana Ct, Panama City Beach, FL, 32408

5beds
4baths
3,352sqft
$824,900
$246price/sqft
$6,682/moest. monthly cost
$267,280/yrincome needed

About This Home

Luxury. Convenience. Affordability -- All in One Exceptional Home. Welcome to 3926 Diana Court, Panama City Beach -- where coastal living meets modern elegance. This newly built, 3,445-square-foot residence sits on a spacious ¼-acre lot and offers the perfect blend of comfort, style, and thoughtful design -- all with no HOA in a beautiful, established neighborhood. Enjoy the best of beach living: • Just a 3-minute walk to put your feet in the sand on the Bay • Only a 5-minute drive to the stunning Gulf of America Step inside and experience over $50,000 in premium upgrades, carefully selected to enhance everyday living: • Private, fully fenced backyard oasis -- ideal for entertaining or quiet evenings • Solar-powered blinds throughout for efficiency and convenience • Luxurious soaker tub in the primary suite -- your personal spa retreat Located minutes from the crystal-clear waters of Panama City Beach and near the prestigious Bay Point Golf Course, this home also places you close to exceptional dining, shopping, and beloved local favorites. Whether you're searching for your forever home or the perfect coastal getaway, this property truly checks every box.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
7/10
Surfside Middle SchoolGrades 6-89.0 mi
4/10
J.R. Arnold High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Gas Cooktop,Tankless Water Heater

Bedroom

  • Level: First
  • Dimensions: 12 x 11

Bedroom

  • Level: Second
  • Dimensions: 13 x 12

Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Level: Second
  • Dimensions: 27 x 12

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,352
  • Total interior livable area: 3,352 sqft

Master Bedroom

  • Level: First
  • Dimensions: 17 x 15

Property

Details

  • Parcel number: 31402066000
  • Zoning description: Resid Single Family

Features

  • Patio & porch: Deck,Covered,Porch
  • Exterior features: Covered Patio

Lot

  • Lot size: 0.25 Acres
  • Features: Cul-De-Sac,Paved
  • Lot size dimensions: 67 x 169

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Cold Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$1,135$13,620
Property Taxes $1,039$12,468
Electricity $337$4,048
Total$6,682$80,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$229,097/yr
40% on housing$200,460/yr
45% on housing$178,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 32408$233
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32408$299
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$799,999
2026-04-14Price change$824,900
2026-03-30Price change$849,000
2026-03-10Price change$888,000
2026-02-15Listed for sale$899,000
2026-02-14Listing removed$899,000
2026-01-12Price change$899,000
2025-12-09Price change$919,000
2025-11-24Price change$949,500
2025-11-17Price change$965,000
2025-10-26Price change$975,000
2025-10-20Price change$984,000
2025-10-11Price change$989,000
2025-09-25Listed for sale$995,900
2025-03-07Sold$915,000
2025-03-01Pending sale$1,115,000
2024-12-16Price change$1,115,000
2024-07-18Listed for sale$1,200,000
2021-10-01Listing removed--
2021-05-25Price change$800,000
2021-03-15Price change$650,000
2021-03-13Listed for sale$150,000
2021-02-09Listing removed--
2020-10-07Price change$130,000
2020-08-22Listed for sale$150,000
2019-09-27Sold$150,000
2001-09-07Sold$54,900

For Sale by Agent

AgentFrank Trenholm
BrokerageColdwell Banker Realty

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