16728 NW 85th Ter, Fanning Springs, FL, 32693
About This Home
Spacious Home Backing to Natural Coast State Trail! Welcome home to this beautifully maintained 4-bedroom, 2.5-bath manufactured home offering generous living space and modern comforts. The inviting floor plan includes a cozy fireplace, a bright living room, a formal dining area, and a family room—perfect for both relaxing evenings and entertaining guests. The kitchen features ample cabinetry and expansive countertops, providing plenty of room for meal prep and storage. The utility room is conveniently located inside for easy access. Retreat to the primary suite, complete with a walk-in shower, his-and-hers vanities, and fresh interior paint throughout. Enjoy outdoor living from the large covered front porch or the screened-in back porch, overlooking a private lot that backs up directly to the beautiful Natural Coast State Trail—ideal for nature lovers and outdoor enthusiasts. Move-in ready and full of potential, this home blends comfort, space, and scenic surroundings in one great package!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Pillar Post Pier
- Roof: Metal
- Construction materials: Frame Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Refrigerator,Electric Range
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Features
- Ceiling Fan(s),Internet-DSL,Laminate Counters
- Window features: Aluminum Frames
- Flooring: Carpet Vinyl,Carpet
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,052
- Total interior livable area: 2,052 sqft
Property
Details
- Parcel number: 3310140758001700
- Zoning: Res
Features
- Patio & porch: Screened,Front Porch,Covered,Rear Porch
Lot
- Lot size: 0.35 Acres
- Lot size dimensions: TBD by Survey
Parking
- Parking features: 3+ Car,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hurricane
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Levy County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,056 | $12,672 |
| Home Insurance * | $146 | $1,752 |
| Property Taxes | $366 | $4,392 |
| Electricity | $206 | $2,478 |
| Total | $1,774 | $21,288 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $209,000 |
| 2026-06-25 | Price change | $229,000 |
| 2026-05-29 | Listed for sale | $249,000 |
| 2000-06-01 | Sold | $9,000 |
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