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1042 Highway 174, Edisto Island, SC, 29438

2beds
1baths
884sqft
$599,000
$678price/sqft
$3,697/moest. monthly cost
$147,880/yrincome needed

About This Home

Outstanding small cottage built by Edisto's Premier Cabinet maker for himself. Heart pine floors with rock maple and cherry inlay. Front door was made in 1790 from plantation in Augusta Ga. with rosettes .Kitchen floor was salvaged from same house. Kitchen sides are English Yewwood, drawers and frames are heart pine. The crown molding and baseboards are cherry wood. The bedrooms floor and baseboards are red oak, doors to back porch are cypress with mostly 150 yr old glass. 2 bedrooms with loft, great living area with fireplace, with covered porch. The woodwork is unbelievable throughout house. Woodworking shop under house. Outside covered sitting area. 1.5 acres. located just minutes from beach. Lot has plenty of hardwoods, grapefruit trees & exotic plants. Owner put his heart in this one

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
2/10
Baptist Hill High SchoolGrades 6-1212.7 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Raised
  • Roof: Architectural
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,One,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 884
  • Total interior livable area: 884 sqft

Property

Details

  • Parcel number: 0760000250

Features

  • Stories: 1
  • Entry location: Ground Level

Lot

  • Lot size: 1.54 Acres
  • Features: 1 - 2 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Earthquake
Wildfire
Tsunami

FEMA Declared Disasters in Charleston County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$266$3,192
Property Taxes $199$2,388
Electricity $204$2,449
Total$3,697$44,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,754/yr
40% on housing$110,910/yr
45% on housing$98,586/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$678This listing

vs Other Active Listings

Avg $/sqft

ZIP 29438$446
Charleston County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 29438$509
Charleston County$359

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-17Price change$599,000
2025-09-29Listed for sale$619,000
2013-03-31Listing removed$239,000
2012-03-31Listed for sale$239,000

For Sale by Agent

AgentMatthew Kizer
BrokerageEdisto Sales & Rentals Realty

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