See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2606 N Harding St, Indianapolis, IN, 46208

4beds
2baths
2,308sqft
$180,149
$78price/sqft
$1,602/moest. monthly cost
$64,080/yrincome needed

About This Home

Discover a unique opportunity at 2606 N Harding ST, an inviting single-family residence in INDIANAPOLIS, IN. Built in 1920, this charming property offers 1736 square feet of living space. This home offers four well-proportioned bedrooms, and two full bathrooms. The floorplan is split with a 2/1 bedroom bathroom combination in front of house and another 2/1 in back of house with large sized laundry between them. The floorplan offers privacy. The large living room has a fireplace and opens to a decent sized dining room. Come and see this soon!

Getting Around

49
WalkingCar-Dependent
35
TransitSome Transit
53
BikeBikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1920

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Microwave,Gas Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom4

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Features

  • Eat-in Kitchen
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,308
  • Total interior livable area: 2,308 sqft

Kitchen

  • Level: Main
  • Area: 80
  • Dimensions: 8x10

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 20x12

Master Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Property

Details

  • Parcel number: 490627127301000101
  • Special condition: As Is,Sales Disclosure Not Required
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 5,662 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Heat Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$137$1,644
Property Taxes $344$4,128
Electricity $211$2,538
Total$1,602$19,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,925/yr
40% on housing$48,060/yr
45% on housing$42,720/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 46208$118
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46208$118
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$180,149
2026-05-16Listed for sale$185,000
2026-03-17Sold$171,000
2018-09-24Sold$12,000
2018-08-28Pending sale$15,000
2018-08-07Listed for sale$15,000

For Sale by Agent

AgentKurt Clements
BrokerageDiverse Property Solutions Ind

Similar Homes